This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.83% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,415 | 1,691 |
| 2 | 52,415 | 2,532 | 1,772 |
| 3 | 54,947 | 2,654 | 1,858 |
| 4 | 57,601 | 2,782 | 1,947 |
| 5 | 60,383 | 2,916 | 2,042 |
| 6 | 63,299 | 3,057 | 2,140 |
| 7 | 66,357 | 3,205 | 2,244 |
| 8 | 69,562 | 3,360 | 2,352 |
| 9 | 72,921 | 3,522 | 2,465 |
| 10 | 76,443 | 3,692 | 2,585 |
| 11 | 80,136 | 3,871 | 2,709 |
| 12 | 84,006 | 4,058 | 2,840 |
| 13 | 88,064 | 4,253 | 2,977 |
| 14 | 92,317 | 4,459 | 3,121 |
| 15 | 96,776 | 4,674 | 3,272 |
| 16 | 101,450 | 4,900 | 3,430 |
| 17 | 106,350 | 5,137 | 3,596 |
| 18 | 111,487 | 5,385 | 3,769 |
| 19 | 116,872 | 5,645 | 3,951 |
| 20 | 122,517 | 5,918 | 4,142 |
| TOTAL | $78,435 | $54,904 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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