2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 22520
Date Established 1976
Assets $189.15 million
Loans $124.74 million
Deposits $154.58 million
Capital $30.07 million

Mtc is an NCUA insured institution located in Greenville, SC. It was founded in 1976 and has approximately $189.15 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Carter County in Oklahoma or prescribed areas in Anderson, Greenville or Pickens County in South Carolina. Also open to employees of Amethyst Research Inc. or several other companies.

Deposit Rates - September 21, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.90% $2,000 $14,999 Learn MoreShow Less
Money Market
1.00% $15,000 $49,999 Learn MoreShow Less
Premium Money Market Account
1.31% $15,000 $49,999 Learn MoreShow Less
1.61% $250 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.15% $10,000 - Learn MoreShow Less
6 Mo CD
1.46% $10,000 - Learn MoreShow Less
12 Mo CD
1.76% $10,000 - Learn MoreShow Less
18 Mo CD
2.02% $10,000 - Learn MoreShow Less
24 Mo CD
2.12% $10,000 - Learn MoreShow Less
30 Mo CD
2.22% $10,000 - Learn MoreShow Less
36 Mo CD
2.27% $10,000 - Learn MoreShow Less
48 Mo CD
2.37% $10,000 - Learn MoreShow Less
60 Mo CD
2.52% $10,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.50% $250 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $300 $2,499 Learn MoreShow Less
Int Ckg
0.20% $2,500 $14,999 Learn MoreShow Less

Loan Rates - September 21, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MTC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.536% 3.500% 0.50 $1,108 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to MTC
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Mtc branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Mtc Locations

Financial Details

Mtc Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mtc. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mtc U.S. Average
3.81% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Mtc had $1,120,691 in non-current loans and $51,845 in owned assets. To cover these potential losses it had $30,069,386 in net worth and $720,059 in loans loss reserves. That gives it a Texas Ratio of 3.81%.

Net Worth
Mtc U.S. Average
15.89% 13.47%

Mtc FCU has a net worth of 15.89% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mtc

Branches and Savings

What is Mtc?

A federal credit union, registered with the NCUA under certificate #22520.
Learn more about credit unions here.

Is Mtc FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Mtc?

Please see Field of Membership information above for information on who is eligible to join.

What are Mtc's share account and share certificate rates?

Mtc's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mtc?

Mtc has total capital of $30.07 million. Full information on Mtc's financial position is located above.

Who owns Mtc?

Credit Unions are owned by their members.

Where are Mtc branches located?

See branch locations nearby.

Are Mtc ATMs Open 24/7?

Do Mtc ATMs accept cash deposits?

Can Mtc customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mtc have a mobile app?

Does Mtc have mobile deposit?

Does Mtc have quick pay?

How can Mtc transfer money to other banks or credit unions?

Does Mtc report to credit bureaus?

Does Mtc use Chexsystems?

Does Mtc use Equifax?

What is Mtc's toll free phone number?

What is Mtc's ACH Routing Number?

What is Mtc's SWIFT code?

Where can I find Mtc's wire transfer form?

What is the Mtc address for deposits?

What Products Does Mtc Offer

Does Mtc offer mortgages?

Compare mortgage rates here.

Does Mtc offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mtc offer auto and RV loans?

Compare auto loan rates here.

Does Mtc offer student loans or personal loans?

Compare personal loan rates here.

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