This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.58% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 288 | 201 |
| 2 | 50,288 | 289 | 202 |
| 3 | 50,577 | 291 | 204 |
| 4 | 50,867 | 292 | 205 |
| 5 | 51,160 | 294 | 206 |
| 6 | 51,454 | 296 | 207 |
| 7 | 51,750 | 298 | 208 |
| 8 | 52,048 | 299 | 209 |
| 9 | 52,347 | 301 | 211 |
| 10 | 52,648 | 303 | 212 |
| 11 | 52,951 | 304 | 213 |
| 12 | 53,255 | 306 | 214 |
| 13 | 53,561 | 308 | 216 |
| 14 | 53,869 | 310 | 217 |
| 15 | 54,179 | 312 | 218 |
| 16 | 54,490 | 313 | 219 |
| 17 | 54,804 | 315 | 221 |
| 18 | 55,119 | 317 | 222 |
| 19 | 55,436 | 319 | 223 |
| 20 | 55,755 | 321 | 224 |
| TOTAL | $6,075 | $4,253 |
| Year | Rate 0.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 75 | 53 |
| 2 | 50,075 | 75 | 53 |
| 3 | 50,150 | 75 | 53 |
| 4 | 50,225 | 75 | 53 |
| 5 | 50,301 | 75 | 53 |
| 6 | 50,376 | 76 | 53 |
| 7 | 50,452 | 76 | 53 |
| 8 | 50,527 | 76 | 53 |
| 9 | 50,603 | 76 | 53 |
| 10 | 50,679 | 76 | 53 |
| 11 | 50,755 | 76 | 53 |
| 12 | 50,831 | 76 | 53 |
| 13 | 50,907 | 76 | 53 |
| 14 | 50,984 | 76 | 54 |
| 15 | 51,060 | 77 | 54 |
| 16 | 51,137 | 77 | 54 |
| 17 | 51,214 | 77 | 54 |
| 18 | 51,290 | 77 | 54 |
| 19 | 51,367 | 77 | 54 |
| 20 | 51,444 | 77 | 54 |
| TOTAL | $1,522 | $1,065 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$50,000 |
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|
Last change: ↑0.20% on December 7. |
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|
|
4.20% |
$1,000 |
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|
Last change: ↑0.05% on December 1. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↑0.10% on December 1. |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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