MUTUAL FIRST

Headquarters

14510 F. St
Omaha, NE 68137
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.20% →
1-Year CD 0.65% 1.10% →
2-Year CD 0.85% 1.15% →
5-Year CD 1.26% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Mutual First is an NCUA insured institution located in Omaha, NE. It was founded in 1949 and has approximately $101.6 millions in assets.

NCUA Insured Yes
Charter Number # # 24540
Date Established 1949
Assets $101.60 million
Loans $72.47 million
Deposits $85.15 million
Capital $8.82 million
 

Field of Membership Restrictions

Membership in Mutual First Federal Credit Union is open to those who live, work, worship or attend school in the following counties of Nebraska and Iowa: Cass, Sarpy, Douglas, Washington, or Pottawattamie.

Deposit Rates - August 5, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
1.16% $10,000 $14,999 Learn More
48 Mo CD
1.16% $100,000 $199,999 Learn More
60 Mo CD
1.26% $10,000 $14,999 Learn More
60 Mo CD
1.26% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Checking Rates APY MIN FEE
Free Kasasa Cash Checking 1.76% $0 $0.00 Learn MoreShow Less

Loan Rates - August 5, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MUTUAL FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.930% 2.875% 0.75 $1,762 $1,038 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to MUTUAL FIRST
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Mutual First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Mutual First Locations


Financial Details

Mutual First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mutual First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mutual First U.S. Average
19.91% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Mutual First had $1,612,921 in non-current loans and $322,504 in owned assets. To cover these potential losses it had $8,818,103 in net worth and $901,866 in loans loss reserves. That gives it a Texas Ratio of 19.91%.

Net Worth
Mutual First U.S. Average
8.67% 13.61%

Mutual First FCU has a net worth of 8.67% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mutual First

Branches and Savings

What is Mutual First?

A federal credit union, registered with the NCUA under certificate #24540.
Learn more about credit unions here.

Is Mutual First FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Mutual First?

Please see Field of Membership information above for information on who is eligible to join.

What are Mutual First's share account and share certificate rates?

Mutual First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mutual First?

Mutual First has total capital of $8.82 million. Full information on Mutual First's financial position is located above.

Who owns Mutual First?

Credit Unions are owned by their members.

Where are Mutual First branches located?

See branch locations nearby.

Are Mutual First ATMs Open 24/7?

Do Mutual First ATMs accept cash deposits?

Can Mutual First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mutual First have a mobile app?

Does Mutual First have mobile deposit?

Does Mutual First have quick pay?

How can Mutual First transfer money to other banks or credit unions?

Does Mutual First report to credit bureaus?

Does Mutual First use Chexsystems?

Does Mutual First use Equifax?

What is Mutual First's toll free phone number?

What is Mutual First's ACH Routing Number?

What is Mutual First's SWIFT code?

Where can I find Mutual First's wire transfer form?

What is the Mutual First address for deposits?

What Products Does Mutual First Offer

Does Mutual First offer mortgages?

Compare mortgage rates here.

Does Mutual First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mutual First offer auto and RV loans?

Compare auto loan rates here.

Does Mutual First offer student loans or personal loans?

Compare personal loan rates here.

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