This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.21% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 604 | 422 |
| 2 | 50,604 | 611 | 428 |
| 3 | 51,214 | 618 | 433 |
| 4 | 51,832 | 626 | 438 |
| 5 | 52,458 | 633 | 443 |
| 6 | 53,091 | 641 | 449 |
| 7 | 53,732 | 649 | 454 |
| 8 | 54,381 | 656 | 459 |
| 9 | 55,037 | 664 | 465 |
| 10 | 55,701 | 672 | 471 |
| 11 | 56,374 | 680 | 476 |
| 12 | 57,054 | 689 | 482 |
| 13 | 57,743 | 697 | 488 |
| 14 | 58,440 | 705 | 494 |
| 15 | 59,145 | 714 | 500 |
| 16 | 59,859 | 722 | 506 |
| 17 | 60,581 | 731 | 512 |
| 18 | 61,313 | 740 | 518 |
| 19 | 62,053 | 749 | 524 |
| 20 | 62,802 | 758 | 531 |
| TOTAL | $13,560 | $9,492 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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|
Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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|
Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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