Mutual Savings Credit Union

Headquarters

Po Box 4569
Atlanta, GA 30302
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 0.80% 5.38% →
2-Year CD 0.90% 4.95% →
5-Year CD 1.36% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Mutual Savings is an NCUA insured institution located in Atlanta, GA. It was founded in 1991 and has approximately $76.73 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67388
Date Established 1991
Assets $76.73 million
Loans $45.15 million
Deposits $64.98 million
Capital $10.57 million
 

Field of Membership Restrictions

Membership is open to employees, retirees and contractors of AGL Resources and its subsidiaries and affiliates. Membership is also open to Benton Georgia Inc., All About Gas Inc., Coosa Valley Contractors Inc., C.E.D.S. Construction Company, D. Lance Souther Inc., Gas Connections, Flint Construction Company, General Pipeline Company, Georgia Contacting Company, Hiwassee Construction Company, Harrison and Harrison, Hunter Utility Construction, Krauss Construction Company, Mid-South Pipeline Construction, Natural Gas Specialties, Ross and Sons Utility, Northern Pipeline Construction, Standard Contractors, TT&C Inc, T.B. Landmark Construction, Thomas Utility Contractors, W.E. Curling, Hamby & Associates, Buford Finance, Alliance Data, Utilities Protection Center Inc., Taste E Productions, Crimson Oak Consulting.

Deposit Rates - July 25, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.45% $2,500 $2,999 Learn More
Money Market
0.45% $10,000 $14,999 Learn More
Money Market
0.45% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $10,000 $14,999 Learn More
6 Mo CD
0.75% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.21% $10,000 $14,999 Learn More
48 Mo CD
1.21% $100,000 $199,999 Learn More
60 Mo CD
1.36% $10,000 $14,999 Learn More
60 Mo CD
1.36% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - July 25, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Mutual Savings

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.725% 6.625% 0.75 $3,298 $2,049 Learn More
Rocket Mortgage
NMLS ID: 3030
7.064% 6.990% 0.75 $2,400 $2,127 Learn More
CrossCountry Mortgage
NMLS ID: 3029
Learn More
New American Funding, LLC
NMLS ID: 6606
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

Note to Mutual Savings
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Branches

Below are Mutual Savings branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Mutual Savings Locations around zip code 20146


BranchDistance Map View Lobby Hours

MSCU Office

515.35 A View Lobby Hours


Climate Policy and Initiatives

MUTUAL SAVINGS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Mutual Savings Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mutual Savings. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mutual Savings U.S. Average
1.68% 6.52

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2024, Mutual Savings had $170,348 in non-current loans and $10,875 in owned assets. To cover these potential losses it had $10,571,771 in net worth and $220,042 in loans loss reserves. That gives it a Texas Ratio of 1.68%.

Net Worth
Mutual Savings U.S. Average
13.78% 13.65%

Mutual Savings FCU has a net worth of 13.78% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Mutual Savings

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