MUTUAL SAVINGS

Headquarters

PO BOX 4569
Atlanta, GA 30302
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.95% →
1-Year CD 0.80% 1.01% →
2-Year CD 0.90% 0.95% →
5-Year CD 1.36% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Mutual Savings is an NCUA insured institution located in Atlanta, GA. It was founded in 1991 and has approximately $73.63 millions in assets.

NCUA Insured Yes
Charter Number # # 67388
Date Established 1991
Assets $73.63 million
Loans $45.70 million
Deposits $63.30 million
Capital $9.72 million
 

Field of Membership Restrictions

Membership is open to employees, retirees and contractors of AGL Resources and its subsidiaries and affiliates. Membership is also open to Benton Georgia Inc., All About Gas Inc., Coosa Valley Contractors Inc., C.E.D.S. Construction Company, D. Lance Souther Inc., Gas Connections, Flint Construction Company, General Pipeline Company, Georgia Contacting Company, Hiwassee Construction Company, Harrison and Harrison, Hunter Utility Construction, Krauss Construction Company, Mid-South Pipeline Construction, Natural Gas Specialties, Ross and Sons Utility, Northern Pipeline Construction, Standard Contractors, TT&C Inc, T.B. Landmark Construction, Thomas Utility Contractors, W.E. Curling, Hamby & Associates, Buford Finance, Alliance Data, Utilities Protection Center Inc., Taste E Productions, Crimson Oak Consulting.

Deposit Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.45% $2,500 $2,999 Learn More
Money Market
0.45% $10,000 $14,999 Learn More
Money Market
0.45% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.30% $10,000 $14,999 Learn More
3 Mo CD
0.30% $100,000 $199,999 Learn More
6 Mo CD
0.75% $10,000 $14,999 Learn More
6 Mo CD
0.75% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.21% $10,000 $14,999 Learn More
48 Mo CD
1.21% $100,000 $199,999 Learn More
60 Mo CD
1.36% $10,000 $14,999 Learn More
60 Mo CD
1.36% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MUTUAL SAVINGS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.561% 2.500% 0.75 $2,021 $988 Learn More
First Internet Bank
NMLS ID: 424182
2.566% 2.500% 0.88 $2,170 $988 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.674% 2.625% 0.63 $1,595 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to MUTUAL SAVINGS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Mutual Savings branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Mutual Savings Locations


Financial Details

Mutual Savings Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mutual Savings. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mutual Savings U.S. Average
1.45% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Mutual Savings had $99,191 in non-current loans and $46,050 in owned assets. To cover these potential losses it had $9,717,493 in net worth and $333,118 in loans loss reserves. That gives it a Texas Ratio of 1.45%.

Net Worth
Mutual Savings U.S. Average
13.19% 13.61%

Mutual Savings FCU has a net worth of 13.19% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mutual Savings

Branches and Savings

What is Mutual Savings?

A federal credit union, registered with the NCUA under certificate #67388.
Learn more about credit unions here.

Is Mutual Savings FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Mutual Savings?

Please see Field of Membership information above for information on who is eligible to join.

What are Mutual Savings's share account and share certificate rates?

Mutual Savings's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mutual Savings?

Mutual Savings has total capital of $9.72 million. Full information on Mutual Savings's financial position is located above.

Who owns Mutual Savings?

Credit Unions are owned by their members.

Where are Mutual Savings branches located?

See branch locations nearby.

Are Mutual Savings ATMs Open 24/7?

Do Mutual Savings ATMs accept cash deposits?

Can Mutual Savings customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mutual Savings have a mobile app?

Does Mutual Savings have mobile deposit?

Does Mutual Savings have quick pay?

How can Mutual Savings transfer money to other banks or credit unions?

Does Mutual Savings report to credit bureaus?

Does Mutual Savings use Chexsystems?

Does Mutual Savings use Equifax?

What is Mutual Savings's toll free phone number?

What is Mutual Savings's ACH Routing Number?

What is Mutual Savings's SWIFT code?

Where can I find Mutual Savings's wire transfer form?

What is the Mutual Savings address for deposits?

What Products Does Mutual Savings Offer

Does Mutual Savings offer mortgages?

Compare mortgage rates here.

Does Mutual Savings offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mutual Savings offer auto and RV loans?

Compare auto loan rates here.

Does Mutual Savings offer student loans or personal loans?

Compare personal loan rates here.

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