Mutual Savings Credit Union

Headquarters

Po Box 4569
Atlanta, GA 30302
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.02% →
1-Year CD 0.80% 1.45% →
2-Year CD 0.90% 2.86% →
5-Year CD 1.36% 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Mutual Savings is an NCUA insured institution located in Atlanta, GA. It was founded in 1991 and has approximately $84.95 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67388
Date Established 1991
Assets $84.95 million
Loans $41.48 million
Deposits $74.08 million
Capital $10.06 million
 

Field of Membership Restrictions

Membership is open to employees, retirees and contractors of AGL Resources and its subsidiaries and affiliates. Membership is also open to Benton Georgia Inc., All About Gas Inc., Coosa Valley Contractors Inc., C.E.D.S. Construction Company, D. Lance Souther Inc., Gas Connections, Flint Construction Company, General Pipeline Company, Georgia Contacting Company, Hiwassee Construction Company, Harrison and Harrison, Hunter Utility Construction, Krauss Construction Company, Mid-South Pipeline Construction, Natural Gas Specialties, Ross and Sons Utility, Northern Pipeline Construction, Standard Contractors, TT&C Inc, T.B. Landmark Construction, Thomas Utility Contractors, W.E. Curling, Hamby & Associates, Buford Finance, Alliance Data, Utilities Protection Center Inc., Taste E Productions, Crimson Oak Consulting.

Deposit Rates - May 21, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.45% $2,500 $2,999 Learn More
Money Market
0.45% $10,000 $14,999 Learn More
Money Market
0.45% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $10,000 $14,999 Learn More
6 Mo CD
0.75% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.21% $10,000 $14,999 Learn More
48 Mo CD
1.21% $100,000 $199,999 Learn More
60 Mo CD
1.36% $10,000 $14,999 Learn More
60 Mo CD
1.36% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 21, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MUTUAL SAVINGS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CashCall Mortgage
NMLS ID: 128231
5.213% 5.125% 1.00 $2,500 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to MUTUAL SAVINGS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Mutual Savings branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Mutual Savings Locations



Climate Initiatives

MUTUAL SAVINGS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Mutual Savings Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mutual Savings. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mutual Savings U.S. Average
1.09% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Mutual Savings had $100,855 in non-current loans and $10,875 in owned assets. To cover these potential losses it had $10,055,272 in net worth and $216,531 in loans loss reserves. That gives it a Texas Ratio of 1.09%.

Net Worth
Mutual Savings U.S. Average
11.83% 12.36%

Mutual Savings FCU has a net worth of 11.83% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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