Compare Savings vs. CDs
Comparison of Deposit Account from MY COMMUNITY with 1.26%
- September 2026
Long-Term Analysis of RiverBank with 0.50% APY and ATLANTA POSTAL with 1.10% APY and MY COMMUNITY with 1.16% APY and MY COMMUNITY with 1.26% APY and RiverBank with 0.75% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.50%-$50,0006 MonthBank1.24x (National Avg. - 0.40%)$100,000SCENARIO
Year Rate
0.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 250 175 2 50,250 251 176 3 50,501 253 177 4 50,754 254 178 5 51,008 255 179 6 51,263 256 179 7 51,519 258 180 8 51,776 259 181 9 52,035 260 182 10 52,296 261 183 11 52,557 263 184 12 52,820 264 185 13 53,084 265 186 14 53,349 267 187 15 53,616 268 188 16 53,884 269 189 17 54,154 271 190 18 54,424 272 190 19 54,696 273 191 20 54,970 275 192 TOTAL $5,245 $3,671 - 2LOCAL CD1.10%-$50,00024 MonthCredit Union1.66x (National Avg. - 0.66%)$100,000SCENARIO
Year Rate
1.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 550 385 2 50,550 556 389 3 51,106 562 394 4 51,668 568 398 5 52,237 575 402 6 52,811 581 407 7 53,392 587 411 8 53,979 594 416 9 54,573 600 420 10 55,173 607 425 11 55,780 614 430 12 56,394 620 434 13 57,014 627 439 14 57,641 634 444 15 58,276 641 449 16 58,917 648 454 17 59,565 655 459 18 60,220 662 464 19 60,882 670 469 20 61,552 677 474 TOTAL $12,229 $8,560 - 3LOCAL CD1.16%-$50,00060 MonthCredit Union1.25x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
1.16%Annual
InterestAnnual Interest
(After Tax)1 50,000 580 406 2 50,580 587 411 3 51,167 594 415 4 51,760 600 420 5 52,361 607 425 6 52,968 614 430 7 53,582 622 435 8 54,204 629 440 9 54,833 636 445 10 55,469 643 450 11 56,112 651 456 12 56,763 658 461 13 57,422 666 466 14 58,088 674 472 15 58,762 682 477 16 59,443 690 483 17 60,133 698 488 18 60,830 706 494 19 61,536 714 500 20 62,250 722 505 TOTAL $12,972 $9,080 - 4LOCAL CD1.26%-$50,00060 MonthCredit Union1.36x (National Avg. - 0.93%)$100,000SCENARIO
Year Rate
1.26%Annual
InterestAnnual Interest
(After Tax)1 50,000 630 441 2 50,630 638 447 3 51,268 646 452 4 51,914 654 458 5 52,568 662 464 6 53,230 671 469 7 53,901 679 475 8 54,580 688 481 9 55,268 696 487 10 55,964 705 494 11 56,669 714 500 12 57,384 723 506 13 58,107 732 512 14 58,839 741 519 15 59,580 751 525 16 60,331 760 532 17 61,091 770 539 18 61,861 779 546 19 62,640 789 552 20 63,429 799 559 TOTAL $14,229 $9,960 - 5LOCAL CD0.75%-$50,00048 MonthBank0.91x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
0.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 375 263 2 50,375 378 264 3 50,753 381 266 4 51,133 384 268 5 51,517 386 270 6 51,903 389 272 7 52,293 392 275 8 52,685 395 277 9 53,080 398 279 10 53,478 401 281 11 53,879 404 283 12 54,283 407 285 13 54,690 410 287 14 55,101 413 289 15 55,514 416 291 16 55,930 419 294 17 56,350 423 296 18 56,772 426 298 19 57,198 429 300 20 57,627 432 303 TOTAL $8,059 $5,641
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑1.20% on August 6. |
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