SERVICE ONE

Headquarters

PO BOX 51770
Bowling Green, KY 42102
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.11% 0.95% →
1-Year CD 0.66% 1.01% →
2-Year CD 0.81% 0.95% →
5-Year CD 1.01% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Service One is an NCUA insured institution located in Bowling Green, KY. It was founded in 1963 and has approximately $181.69 millions in assets.

NCUA Insured Yes
Charter Number # # 62484
Date Established 1963
Assets $181.69 million
Loans $129.46 million
Deposits $159.63 million
Capital $20.40 million
 

Field of Membership Restrictions

Membership is open to those who live, worship or work in Warren, Metcalfe, Barren, Monroe, Simpson, Allen, Butler, Logan, Hart and Edmonson Counties in Kentucky and to faculty, staff, students and alumni of Western Kentucky University.

Deposit Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.11% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.26% $10,000 $14,999 Learn More
3 Mo CD
0.26% $100,000 $199,999 Learn More
6 Mo CD
0.51% $10,000 $14,999 Learn More
6 Mo CD
0.51% $100,000 $199,999 Learn More
12 Mo CD
0.66% $10,000 $14,999 Learn More
12 Mo CD
0.66% $100,000 $199,999 Learn More
18 Mo CD
0.71% $10,000 $14,999 Learn More
18 Mo CD
0.71% $100,000 $199,999 Learn More
24 Mo CD
0.81% $10,000 $14,999 Learn More
24 Mo CD
0.81% $100,000 $199,999 Learn More
30 Mo CD
0.81% $10,000 $14,999 Learn More
30 Mo CD
0.81% $100,000 $199,999 Learn More
36 Mo CD
0.81% $10,000 $14,999 Learn More
36 Mo CD
0.81% $100,000 $199,999 Learn More
48 Mo CD
0.91% $10,000 $14,999 Learn More
48 Mo CD
0.91% $100,000 $199,999 Learn More
60 Mo CD
1.01% $10,000 $14,999 Learn More
60 Mo CD
1.01% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SERVICE ONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.674% 2.625% 0.63 $1,595 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to SERVICE ONE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Service One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Service One Locations


Financial Details

Service One Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Service One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Service One U.S. Average
3.09% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Service One had $594,041 in non-current loans and $68,701 in owned assets. To cover these potential losses it had $20,402,722 in net worth and $1,059,593 in loans loss reserves. That gives it a Texas Ratio of 3.09%.

Net Worth
Service One U.S. Average
11.22% 13.61%

Service One FCU has a net worth of 11.22% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Service One

Branches and Savings

What is Service One?

A federal credit union, registered with the NCUA under certificate #62484.
Learn more about credit unions here.

Is Service One FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Service One?

Please see Field of Membership information above for information on who is eligible to join.

What are Service One's share account and share certificate rates?

Service One's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Service One?

Service One has total capital of $20.40 million. Full information on Service One's financial position is located above.

Who owns Service One?

Credit Unions are owned by their members.

Where are Service One branches located?

See branch locations nearby.

Are Service One ATMs Open 24/7?

Do Service One ATMs accept cash deposits?

Can Service One customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Service One have a mobile app?

Does Service One have mobile deposit?

Does Service One have quick pay?

How can Service One transfer money to other banks or credit unions?

Does Service One report to credit bureaus?

Does Service One use Chexsystems?

Does Service One use Equifax?

What is Service One's toll free phone number?

What is Service One's ACH Routing Number?

What is Service One's SWIFT code?

Where can I find Service One's wire transfer form?

What is the Service One address for deposits?

What Products Does Service One Offer

Does Service One offer mortgages?

Compare mortgage rates here.

Does Service One offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Service One offer auto and RV loans?

Compare auto loan rates here.

Does Service One offer student loans or personal loans?

Compare personal loan rates here.

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