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Comparison of Deposit Account from NEIGHBORHOOD with 0.70% - June 2025

Long-Term Analysis of American Plus Bank, N.A. with 1.85% APY and Coulee Bank with 0.65% APY and NEIGHBORHOOD with 0.70% APY and GULF COAST with 1.15% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

American Plus Bank, N.A.

1.85%

$50,000

36 Month

Bank

2.45x (National Avg. - 0.75%)

$1,000

SCENARIO

Year	Rate 1.85%	Annual Interest	Annual Interest (After Tax)
1	50,000	925	648
2	50,925	942	659
3	51,867	960	672
4	52,827	977	684
5	53,804	995	697
6	54,799	1,014	710
7	55,813	1,033	723
8	56,846	1,052	736
9	57,897	1,071	750
10	58,968	1,091	764
11	60,059	1,111	778
12	61,170	1,132	792
13	62,302	1,153	807
14	63,455	1,174	822
15	64,629	1,196	837
16	65,824	1,218	852
17	67,042	1,240	868
18	68,282	1,263	884
19	69,545	1,287	901
20	70,832	1,310	917
	TOTAL	$22,142	$15,500

LOCAL CD

Coulee Bank

0.65%

$50,000

24 Month

Bank

0.98x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.65%	Annual Interest	Annual Interest (After Tax)
1	50,000	325	228
2	50,325	327	229
3	50,652	329	230
4	50,981	331	232
5	51,313	334	233
6	51,646	336	235
7	51,982	338	237
8	52,320	340	238
9	52,660	342	240
10	53,002	345	241
11	53,347	347	243
12	53,693	349	244
13	54,042	351	246
14	54,394	354	247
15	54,747	356	249
16	55,103	358	251
17	55,461	360	252
18	55,822	363	254
19	56,185	365	256
20	56,550	368	257
	TOTAL	$6,917	$4,842

LOCAL CD

NEIGHBORHOOD

0.70%

$50,000

12 Month

Credit Union

1.27x (National Avg. - 0.55%)

$2,500

SCENARIO

Year	Rate 0.70%	Annual Interest	Annual Interest (After Tax)
1	50,000	350	245
2	50,350	352	247
3	50,702	355	248
4	51,057	357	250
5	51,415	360	252
6	51,775	362	254
7	52,137	365	255
8	52,502	368	257
9	52,870	370	259
10	53,240	373	261
11	53,612	375	263
12	53,988	378	265
13	54,366	381	266
14	54,746	383	268
15	55,129	386	270
16	55,515	389	272
17	55,904	391	274
18	56,295	394	276
19	56,689	397	278
20	57,086	400	280
	TOTAL	$7,486	$5,240

LOCAL CD

GULF COAST

1.15%

$50,000

18 Month

Credit Union

1.98x (National Avg. - 0.58%)

$500

SCENARIO

Year	Rate 1.15%	Annual Interest	Annual Interest (After Tax)
1	50,000	575	403
2	50,575	582	407
3	51,157	588	412
4	51,745	595	417
5	52,340	602	421
6	52,942	609	426
7	53,551	616	431
8	54,167	623	436
9	54,789	630	441
10	55,420	637	446
11	56,057	645	451
12	56,702	652	456
13	57,354	660	462
14	58,013	667	467
15	58,680	675	472
16	59,355	683	478
17	60,038	690	483
18	60,728	698	489
19	61,427	706	494
20	62,133	715	500
	TOTAL	$12,847	$8,993

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from NEIGHBORHOOD with 0.70% - June 2025

Long-Term Analysis of American Plus Bank, N.A. with 1.85% APY and Coulee Bank with 0.65% APY and NEIGHBORHOOD with 0.70% APY and GULF COAST with 1.15% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from NEIGHBORHOOD with 0.70% - June 2025