NEIGHBORHOOD

PO Box 803476
Dallas, TX 75380

Notable Rates APY Vs.Others
Savings 0.15% 2.30% →
1-Year CD 1.75% 2.25% →
2-Year CD N.A. 2.50% →
5-Year CD 2.00% 3.25% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Neighborhood is an NCUA insured institution located in Dallas, TX. It was founded in 1930 and has approximately $778.09 millions in assets.

Who can join?

Any person who lives, works or worships in Dallas County, Ellis County or the City of Arlington is eligible for membership.

NCUA Insured Yes
Charter Number # # 67681
Date Established 1930
Assets $778.09 million
Loans $556.17 million
Deposits $684.79 million
Capital $81.23 million
 

Field of Membership Restrictions

Membership in Neighborhood Credit Union is open to the following: (1) those who live or work in Dallas or Ellis Counties or within the City of Arlington; (2) those who live, work, attend school or worship within a 10-mile radius of the credit union's branches in Coppell, Grand Prairie, Highland Village, or Richardson, Texas; (3) residents of Collin, Delta, Denton, Hunt, Johnson, Kaufman, Parker, Rockwall, Tarrant, and Wise through joining the American Consumer Council; (4) employees of the Dallas or Arlington District of the United States Postal Service.

Deposit Rates - December 10, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $1,000 $9,999 Learn MoreShow Less
Money Market
0.20% $10,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.75% $2,500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.15% $2,500 - Learn MoreShow Less
6 Mo CD
1.50% $2,500 - Learn MoreShow Less
12 Mo CD
1.75% $2,500 - Learn MoreShow Less
18 Mo CD
1.85% $2,500 - Learn MoreShow Less
30 Mo CD
2.00% $2,500 - Learn MoreShow Less
36 Mo CD
2.00% $2,500 - Learn MoreShow Less
48 Mo CD
2.00% $2,500 - Learn MoreShow Less
60 Mo CD
2.00% $2,500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $100 - Learn MoreShow Less
Checking Rates APY MIN FEE
Kasasa Cash 2.50% $0 $0.00 Learn MoreShow Less

Loan Rates - December 10, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NEIGHBORHOOD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.625% 3.625% -0.13 ($362) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to NEIGHBORHOOD
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Neighborhood branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Neighborhood Locations


Financial Details

Neighborhood Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Neighborhood. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Neighborhood U.S. Average
8.53% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Neighborhood had $6,877,305 in non-current loans and $500,000 in owned assets. To cover these potential losses it had $81,226,152 in net worth and $5,258,120 in loans loss reserves. That gives it a Texas Ratio of 8.53%.

Net Worth
Neighborhood U.S. Average
10.43% 13.65%

Neighborhood FCU has a net worth of 10.43% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Neighborhood

Branches and Savings

What is Neighborhood?

A federal credit union, registered with the NCUA under certificate #67681.
Learn more about credit unions here.

Is Neighborhood FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Neighborhood?

Please see Field of Membership information above for information on who is eligible to join.

What are Neighborhood's share account and share certificate rates?

Neighborhood's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Neighborhood?

Neighborhood has total capital of $81.23 million. Full information on Neighborhood's financial position is located above.

Who owns Neighborhood?

Credit Unions are owned by their members.

Where are Neighborhood branches located?

See branch locations nearby.

Are Neighborhood ATMs Open 24/7?

Do Neighborhood ATMs accept cash deposits?

Can Neighborhood customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Neighborhood have a mobile app?

Does Neighborhood have mobile deposit?

Does Neighborhood have quick pay?

How can Neighborhood transfer money to other banks or credit unions?

Does Neighborhood report to credit bureaus?

Does Neighborhood use Chexsystems?

Does Neighborhood use Equifax?

What is Neighborhood's toll free phone number?

What is Neighborhood's ACH Routing Number?

What is Neighborhood's SWIFT code?

Where can I find Neighborhood's wire transfer form?

What is the Neighborhood address for deposits?

What Products Does Neighborhood Offer

Does Neighborhood offer mortgages?

Compare mortgage rates here.

Does Neighborhood offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Neighborhood offer auto and RV loans?

Compare auto loan rates here.

Does Neighborhood offer student loans or personal loans?

Compare personal loan rates here.

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