2024 Overview
General Credit Union Information
Neighborhood is an NCUA insured institution located in Dallas, TX. It was founded in 1930 and has approximately $1080.04 millions in assets.
Who can join?
Any person who lives, works or worships in Dallas County, Ellis County or the City of Arlington is eligible for membership.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67681 |
| Date Established | 1930 |
| Assets | $1,080.04 million |
| Loans | $776.59 million |
| Deposits | $954.30 million |
| Capital | $115.12 million |
Field of Membership Restrictions
Membership in Neighborhood Credit Union is open to the following: (1) those who live or work in Dallas or Ellis Counties or within the City of Arlington; (2) those who live, work, attend school or worship within a 10-mile radius of the credit union's branches in Coppell, Grand Prairie, Highland Village, or Richardson, Texas; (3) residents of Collin, Delta, Denton, Hunt, Johnson, Kaufman, Parker, Rockwall, Tarrant, and Wise through joining the American Consumer Council; (4) employees of the Dallas or Arlington District of the United States Postal Service.
Deposit Rates - April 16, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $100 | - |
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|
|
Money Market
|
0.10% | $1,000 | $9,999 |
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|
|
Money Market
|
0.10% | $10,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $2,500 | - |
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|
| 12 Mo CD
|
0.70% | $2,500 | - |
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|
| 18 Mo CD
|
0.70% | $2,500 | - |
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|
| 30 Mo CD
|
0.70% | $2,500 | - |
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|
| 36 Mo CD
|
1.00% | $2,500 | - |
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|
| 48 Mo CD
|
1.05% | $2,500 | - |
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|
| 60 Mo CD
|
1.50% | $2,500 | - |
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|
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| Kasasa Cash | 4.25% | $0 | $0.00 | Learn More |
Loan Rates - April 16, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Neighborhood
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 447490 |
6.844% | 6.750% | 1.00 | $3,078 | $2,076 | Learn More |
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Neighborhood
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Branches
Below are Neighborhood branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
NEIGHBORHOOD is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Neighborhood Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Neighborhood. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Neighborhood | U.S. Average |
|---|---|
| 7.22% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Neighborhood had $8,032,896 in non-current loans and $633,944 in owned assets. To cover these potential losses it had $115,116,893 in net worth and $4,922,801 in loans loss reserves. That gives it a Texas Ratio of 7.22%.
Net Worth
| Neighborhood | U.S. Average |
|---|---|
| 10.58% | 13.62% |
Neighborhood FCU has a net worth of 10.58% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Neighborhood
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