This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.28% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,640 | 1,148 |
| 2 | 51,640 | 1,694 | 1,186 |
| 3 | 53,334 | 1,749 | 1,225 |
| 4 | 55,083 | 1,807 | 1,265 |
| 5 | 56,890 | 1,866 | 1,306 |
| 6 | 58,756 | 1,927 | 1,349 |
| 7 | 60,683 | 1,990 | 1,393 |
| 8 | 62,673 | 2,056 | 1,439 |
| 9 | 64,729 | 2,123 | 1,486 |
| 10 | 66,852 | 2,193 | 1,535 |
| 11 | 69,045 | 2,265 | 1,585 |
| 12 | 71,310 | 2,339 | 1,637 |
| 13 | 73,649 | 2,416 | 1,691 |
| 14 | 76,064 | 2,495 | 1,746 |
| 15 | 78,559 | 2,577 | 1,804 |
| 16 | 81,136 | 2,661 | 1,863 |
| 17 | 83,797 | 2,749 | 1,924 |
| 18 | 86,546 | 2,839 | 1,987 |
| 19 | 89,384 | 2,932 | 2,052 |
| 20 | 92,316 | 3,028 | 2,120 |
| TOTAL | $45,344 | $31,741 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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