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Comparison of Deposit Account from NORTHWEST with 4.75% - September 2026


Long-Term Analysis of GEICO with 0.95% APY and NORTHWEST with 4.75% APY and NORTHWEST with 3.55% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    GEICO
    0.95%
    -
    $50,000
    48 Month
    Credit Union
    1.16x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 475 333
    2 50,475 480 336
    3 50,955 484 339
    4 51,439 489 342
    5 51,927 493 345
    6 52,421 498 349
    7 52,919 503 352
    8 53,421 508 355
    9 53,929 512 359
    10 54,441 517 362
    11 54,958 522 365
    12 55,480 527 369
    13 56,007 532 372
    14 56,540 537 376
    15 57,077 542 380
    16 57,619 547 383
    17 58,166 553 387
    18 58,719 558 390
    19 59,277 563 394
    20 59,840 568 398
    TOTAL $10,408 $7,286
  • 2
    LOCAL CD
    NORTHWEST
    4.75%
    -
    $50,000
    11 Month
    Credit Union
    N.A.
    $1,000
     
    SCENARIO
    Year Rate
    4.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,375 1,663
    2 52,375 2,488 1,741
    3 54,863 2,606 1,824
    4 57,469 2,730 1,911
    5 60,199 2,859 2,002
    6 63,058 2,995 2,097
    7 66,053 3,138 2,196
    8 69,191 3,287 2,301
    9 72,477 3,443 2,410
    10 75,920 3,606 2,524
    11 79,526 3,777 2,644
    12 83,304 3,957 2,770
    13 87,261 4,145 2,901
    14 91,406 4,342 3,039
    15 95,747 4,548 3,184
    16 100,295 4,764 3,335
    17 105,059 4,990 3,493
    18 110,050 5,227 3,659
    19 115,277 5,476 3,833
    20 120,753 5,736 4,015
    TOTAL $76,488 $53,542
  • 3
    LOCAL CD
    NORTHWEST
    3.55%
    -
    $50,000
    48 Month
    Credit Union
    4.32x (National Avg. - 0.82%)
    $1,000
     
    SCENARIO
    Year Rate
    3.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,775 1,243
    2 51,775 1,838 1,287
    3 53,613 1,903 1,332
    4 55,516 1,971 1,380
    5 57,487 2,041 1,429
    6 59,528 2,113 1,479
    7 61,641 2,188 1,532
    8 63,829 2,266 1,586
    9 66,095 2,346 1,642
    10 68,442 2,430 1,701
    11 70,871 2,516 1,761
    12 73,387 2,605 1,824
    13 75,993 2,698 1,888
    14 78,690 2,794 1,955
    15 81,484 2,893 2,025
    16 84,377 2,995 2,097
    17 87,372 3,102 2,171
    18 90,474 3,212 2,248
    19 93,685 3,326 2,328
    20 97,011 3,444 2,411
    TOTAL $50,455 $35,319

    All calculations are for demonstration purposes only.

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