200 Spring St
Herndon, VA 20170

Phone 1-703-709-8900

Notable Rates APY Vs.Others
Savings 0.05% 2.20% →
1-Year CD 1.80% 2.20% →
2-Year CD 1.57% 2.20% →
5-Year CD 1.85% 2.60% →
30-Year Mortgage 3.91% 3.31% →
15-Year Mortgage 3.44% 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Northwest is an NCUA insured institution located in Herndon, VA. It was founded in 1947 and has approximately $3381.99 millions in assets.

Who can join?

You can join if one of the following statements applies to you:

I am related to a current NWFCU member.

I qualify through my Employer or Organization

I work for the Agency.

I work for the Agency Contractor.

I am an Agency Detailee. Please select your agency

I work for the Office of the Director of National Intelligence

I am assigned or detailed to the Department of Homeland Security

I work for the National Geospatial-Intelligence Agency at Building 213

I am currently a member of the Financial Awareness Network (FAN)

I would like to join the Financial Awareness Network (FAN). The FAN membership dues are $10.

For lists

NCUA Insured Yes
Charter Number # # 5500
Date Established 1947
Assets $3,381.99 million
Loans $2,729.94 million
Deposits $2,811.29 million
Capital $366.98 million

Field of Membership Restrictions

Membership in Northwest Federal Credit Union is open to anyone through joining the Financial Awareness Network ($10 membership fee) or the Florida Literacy Coalition ($10 membership fee). Membership is also open to employees of the Central Intelligence Agency, the National Reconnaissance Office, office of the Director of National Intelligence, personnel assigned or detailed to the Department of Homeland Security and people retired from these agencies and to employees of member companies and members of partner organizations.

Deposit Rates - February 27, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $2,500 $24,999 Learn MoreShow Less
Money Market
0.45% $25,000 $49,999 Learn MoreShow Less
1.80% $1,000 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.75% $1,000 $99,999 Learn MoreShow Less
0.80% $1,000 $99,999 Learn MoreShow Less
1.80% $1,000 $99,999 Learn MoreShow Less
1.57% $1,000 $99,999 Learn MoreShow Less
1.61% $1,000 $99,999 Learn MoreShow Less
1.67% $1,000 $99,999 Learn MoreShow Less
60 Mo CD
1.85% $1,000 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.55% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $999 Learn MoreShow Less
Int Ckg
0.15% $1,000 - Learn MoreShow Less

Loan Rates - February 27, 2020

Your Current Location: Connecticut, CT 06828

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 2.59% 2.59% $722.52
5 Year 3.09% 3.09% $450.22
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.


Below are Northwest branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Northwest Locations

Financial Details

Northwest Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northwest. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northwest U.S. Average
6.90% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Northwest had $26,484,355 in non-current loans and $194,834 in owned assets. To cover these potential losses it had $366,975,339 in net worth and $19,403,400 in loans loss reserves. That gives it a Texas Ratio of 6.90%.

Net Worth
Northwest U.S. Average
10.85% 13.65%

Northwest FCU has a net worth of 10.85% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Northwest

Branches and Savings

What is Northwest?

A federal credit union, registered with the NCUA under certificate #5500.
Learn more about credit unions here.

Is Northwest FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Northwest?

Please see Field of Membership information above for information on who is eligible to join.

What are Northwest's share account and share certificate rates?

Northwest's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Northwest?

Northwest has total capital of $366.98 million. Full information on Northwest's financial position is located above.

Who owns Northwest?

Credit Unions are owned by their members.

Where are Northwest branches located?

See branch locations nearby.

Are Northwest ATMs Open 24/7?

Do Northwest ATMs accept cash deposits?

Can Northwest customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Northwest have a mobile app?

Does Northwest have mobile deposit?

Does Northwest have quick pay?

How can Northwest transfer money to other banks or credit unions?

Does Northwest report to credit bureaus?

Does Northwest use Chexsystems?

Does Northwest use Equifax?

What is Northwest's toll free phone number?

What is Northwest's ACH Routing Number?

What is Northwest's SWIFT code?

Where can I find Northwest's wire transfer form?

What is the Northwest address for deposits?

What Products Does Northwest Offer

Does Northwest offer mortgages?

Compare mortgage rates here.

Does Northwest offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Northwest offer auto and RV loans?

Compare auto loan rates here.

Does Northwest offer student loans or personal loans?

Compare personal loan rates here.

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