Compare Savings vs. CDs
Comparison of Deposit Account from ON THE GRID FINANCIAL with 1.00%
- October 2026
Long-Term Analysis of Gateway Bank with 0.61% APY and Gateway Bank with 0.76% APY and Gateway Bank with 1.12% APY and Gateway Bank with 1.27% APY and ON THE GRID FINANCIAL with 1.00% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.61%-$50,00012 MonthBank1.11x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
0.61%Annual
InterestAnnual Interest
(After Tax)1 50,000 305 214 2 50,305 307 215 3 50,612 309 216 4 50,921 311 217 5 51,231 313 219 6 51,544 314 220 7 51,858 316 221 8 52,174 318 223 9 52,493 320 224 10 52,813 322 226 11 53,135 324 227 12 53,459 326 228 13 53,785 328 230 14 54,113 330 231 15 54,444 332 232 16 54,776 334 234 17 55,110 336 235 18 55,446 338 237 19 55,784 340 238 20 56,124 342 240 TOTAL $6,467 $4,527 - 2LOCAL CD0.76%-$50,00018 MonthBank1.31x (National Avg. - 0.58%)$100,000SCENARIO
Year Rate
0.76%Annual
InterestAnnual Interest
(After Tax)1 50,000 380 266 2 50,380 383 268 3 50,763 386 270 4 51,149 389 272 5 51,537 392 274 6 51,929 395 276 7 52,324 398 278 8 52,721 401 280 9 53,122 404 283 10 53,526 407 285 11 53,933 410 287 12 54,343 413 289 13 54,756 416 291 14 55,172 419 294 15 55,591 422 296 16 56,013 426 298 17 56,439 429 300 18 56,868 432 303 19 57,300 435 305 20 57,736 439 307 TOTAL $8,175 $5,722 - 3LOCAL CD1.12%-$50,00024 MonthBank1.68x (National Avg. - 0.67%)$100,000SCENARIO
Year Rate
1.12%Annual
InterestAnnual Interest
(After Tax)1 50,000 560 392 2 50,560 566 396 3 51,126 573 401 4 51,699 579 405 5 52,278 586 410 6 52,863 592 414 7 53,455 599 419 8 54,054 605 424 9 54,660 612 429 10 55,272 619 433 11 55,891 626 438 12 56,517 633 443 13 57,150 640 448 14 57,790 647 453 15 58,437 654 458 16 59,092 662 463 17 59,753 669 468 18 60,423 677 474 19 61,099 684 479 20 61,784 692 484 TOTAL $12,476 $8,733 - 4LOCAL CD1.27%-$50,00036 MonthBank1.67x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
1.27%Annual
InterestAnnual Interest
(After Tax)1 50,000 635 445 2 50,635 643 450 3 51,278 651 456 4 51,929 660 462 5 52,589 668 468 6 53,257 676 473 7 53,933 685 479 8 54,618 694 486 9 55,312 702 492 10 56,014 711 498 11 56,725 720 504 12 57,446 730 511 13 58,175 739 517 14 58,914 748 524 15 59,662 758 530 16 60,420 767 537 17 61,188 777 544 18 61,965 787 551 19 62,752 797 558 20 63,549 807 565 TOTAL $14,356 $10,049 - 5LOCAL CD1.00%-$50,00024 MonthCredit Union1.50x (National Avg. - 0.67%)$10,000SCENARIO
Year Rate
1.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 500 350 2 50,500 505 354 3 51,005 510 357 4 51,515 515 361 5 52,030 520 364 6 52,551 526 368 7 53,076 531 372 8 53,607 536 375 9 54,143 541 379 10 54,684 547 383 11 55,231 552 387 12 55,783 558 390 13 56,341 563 394 14 56,905 569 398 15 57,474 575 402 16 58,048 580 406 17 58,629 586 410 18 59,215 592 415 19 59,807 598 419 20 60,405 604 423 TOTAL $11,010 $7,707
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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5.00% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.95% |
$10,000 |
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Last change: ↑0.10% on October 8. |
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4.85% |
$10,000 |
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Last change: ↑0.05% on October 8. |
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4.70% |
$500 |
Learn More | |
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Last change: ↑0.66% on April 27. |
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