Atlanta, GA 30328


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 383
Date Established 1935
Assets $38.57 million
Loans $19.26 million
Deposits $32.60 million
Capital $5.57 million

On The Grid Financial is an NCUA insured institution located in Atlanta, GA. It was founded in 1935 and has approximately $38.57 millions in assets.

Deposit Rates - April 18, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $2,500 $9,999 Learn MoreShow Less
Money Market
0.60% $10,000 $24,999 Learn MoreShow Less
Money Market
0.70% $25,000 $99,999 Learn MoreShow Less
1.25% $1,000 $74,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.00% $1,000 - Learn MoreShow Less
1.25% $1,000 $74,999 Learn MoreShow Less
12 Mo CD
1.65% $75,000 - Learn MoreShow Less
1.50% $1,000 $74,999 Learn MoreShow Less
24 Mo CD
1.80% $75,000 - Learn MoreShow Less
1.75% $1,000 $74,999 Learn MoreShow Less
2.00% $1,000 $74,999 Learn MoreShow Less
2.25% $1,000 $74,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.65% $1,000 - Learn MoreShow Less

Loan Rates - April 18, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for ON THE GRID FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Figure Home Equity Loan Plus
Figure Home Equity Loan Plus
8.000 %
N/A Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

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Below are On The Grid Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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On The Grid Financial Locations

Financial Details

On The Grid Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of On The Grid Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
On The Grid Financial U.S. Average
2.88% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, On The Grid Financial had $164,127 in non-current loans and $0 in owned assets. To cover these potential losses it had $5,565,410 in net worth and $124,885 in loans loss reserves. That gives it a Texas Ratio of 2.88%.

Net Worth
On The Grid Financial U.S. Average
14.43% 13.61%

On The Grid Financial FCU has a net worth of 14.43% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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