ON THE GRID FINANCIAL

5901 PEACHTREE DUNWOODY RD STE A275
Atlanta, GA 30328

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 383
Date Established 1935
Assets $42.45 million
Loans $18.58 million
Deposits $36.16 million
Capital $5.68 million

On The Grid Financial is an NCUA insured institution located in Atlanta, GA. It was founded in 1935 and has approximately $42.45 millions in assets.

Deposit Rates - July 16, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $2,500 $9,999 Learn MoreShow Less
Money Market
0.60% $10,000 $24,999 Learn MoreShow Less
Money Market
0.70% $25,000 $99,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.25% $1,000 $74,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.00% $1,000 - Learn MoreShow Less
1.25% $1,000 $74,999 Learn MoreShow Less
12 Mo CD
1.66% $75,000 - Learn MoreShow Less
1.50% $1,000 $74,999 Learn MoreShow Less
24 Mo CD
1.80% $75,000 - Learn MoreShow Less
1.75% $1,000 $74,999 Learn MoreShow Less
2.00% $1,000 $74,999 Learn MoreShow Less
2.25% $1,000 $74,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.65% $1,000 - Learn MoreShow Less

Loan Rates - July 16, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for ON THE GRID FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.778% 3.750% 0.38 $852 $1,158 Learn More
Cascadia Mortgage
NMLS ID: 1505422
License#: NMLS #1505422
3.697% 3.625% 0.50 $2,253 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
5.490 %
N/A Learn More
More Info

Note to ON THE GRID FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are On The Grid Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


On The Grid Financial Locations


Financial Details

On The Grid Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of On The Grid Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
On The Grid Financial U.S. Average
2.36% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, On The Grid Financial had $136,385 in non-current loans and $0 in owned assets. To cover these potential losses it had $5,675,159 in net worth and $97,231 in loans loss reserves. That gives it a Texas Ratio of 2.36%.

Net Worth
On The Grid Financial U.S. Average
13.36% 13.47%

On The Grid Financial FCU has a net worth of 13.36% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About On The Grid Financial

Branches and Savings

What is On The Grid Financial?

A federal credit union, registered with the NCUA under certificate #383.
Learn more about credit unions here.

Is On The Grid Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join On The Grid Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are On The Grid Financial's share account and share certificate rates?

On The Grid Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is On The Grid Financial?

On The Grid Financial has total capital of $5.68 million. Full information on On The Grid Financial's financial position is located above.

Who owns On The Grid Financial?

Credit Unions are owned by their members.

Where are On The Grid Financial branches located?

See branch locations nearby.

Are On The Grid Financial ATMs Open 24/7?

Do On The Grid Financial ATMs accept cash deposits?

Can On The Grid Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does On The Grid Financial have a mobile app?

Does On The Grid Financial have mobile deposit?

Does On The Grid Financial have quick pay?

How can On The Grid Financial transfer money to other banks or credit unions?

Does On The Grid Financial report to credit bureaus?

Does On The Grid Financial use Chexsystems?

Does On The Grid Financial use Equifax?

What is On The Grid Financial's toll free phone number?

What is On The Grid Financial's ACH Routing Number?

What is On The Grid Financial's SWIFT code?

Where can I find On The Grid Financial's wire transfer form?

What is the On The Grid Financial address for deposits?

What Products Does On The Grid Financial Offer

Does On The Grid Financial offer mortgages?

Compare mortgage rates here.

Does On The Grid Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does On The Grid Financial offer auto and RV loans?

Compare auto loan rates here.

Does On The Grid Financial offer student loans or personal loans?

Compare personal loan rates here.

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