On The Grid Financial Federal Credit Union
Headquarters
5901 Peachtree Dunwoody Rd Ste A275
Atlanta, GA 30328
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2024 Overview
General Credit Union Information
On The Grid Financial is an NCUA insured institution located in Atlanta, GA. It was founded in 1935 and has approximately $45.55 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 383 |
| Date Established | 1935 |
| Assets | $45.55 million |
| Loans | $17.88 million |
| Deposits | $38.92 million |
| Capital | $6.02 million |
Deposit Rates - July 26, 2024
Your Current Location: Louisiana, LA 10007
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.30% | $10,000 | $14,999 |
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|
|
Money Market
|
0.40% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.30% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.30% | $100,000 | $199,999 |
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|
Loan Rates - July 26, 2024
Your Current Location: Louisiana, LA 10007
There are currently no loan rates available for On The Grid Financial
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Louisiana 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.116% | 6.000% | 0.75 | $4,000 | $1,919 | Learn More |
NMLS ID: 401822 |
6.656% | 6.500% | 0.63 | $5,203 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.701% | 6.625% | 0.63 | $2,505 | $2,049 | Learn More |
NMLS ID: 3030 |
7.064% | 6.990% | 0.75 | $2,400 | $2,127 | Learn More |
Featured - Louisiana Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to On The Grid Financial
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Branches
Below are On The Grid Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Monroe,Louisiana
On The Grid Financial Locations around zip code 10007
| Branch | Distance | Map | View Lobby Hours |
|---|
Climate Policy and Initiatives
ON THE GRID FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
On The Grid Financial Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of On The Grid Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| On The Grid Financial | U.S. Average |
|---|---|
| 0.58% | 6.52 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2024, On The Grid Financial had $34,744 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,018,563 in net worth and $21,070 in loans loss reserves. That gives it a Texas Ratio of 0.58%.
Net Worth
| On The Grid Financial | U.S. Average |
|---|---|
| 13.21% | 13.65% |
On The Grid Financial FCU has a net worth of 13.21% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for On The Grid Financial
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