On The Grid Financial Federal Credit Union

Headquarters

5901 Peachtree Dunwoody Rd Ste A275
Atlanta, GA 30328
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 0.75% 0.85% →
2-Year CD 1.00% 0.87% →
5-Year CD 1.30% 1.30% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

On The Grid Financial is an NCUA insured institution located in Atlanta, GA. It was founded in 1935 and has approximately $46.39 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 383
Date Established 1935
Assets $46.39 million
Loans $15.34 million
Deposits $40.52 million
Capital $5.66 million
 

Deposit Rates - January 23, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.10% $10,000 $14,999 Learn More
36 Mo CD
1.10% $100,000 $199,999 Learn More
48 Mo CD
1.20% $10,000 $14,999 Learn More
48 Mo CD
1.20% $100,000 $199,999 Learn More
60 Mo CD
1.30% $10,000 $14,999 Learn More
60 Mo CD
1.30% $100,000 $199,999 Learn More

Loan Rates - January 23, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ON THE GRID FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.103% 3.990% 0.88 $3,438 $1,193 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.334% 4.250% 0.50 $2,500 $1,230 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to ON THE GRID FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are On The Grid Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


On The Grid Financial Locations



Climate Initiatives

ON THE GRID FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

On The Grid Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of On The Grid Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
On The Grid Financial U.S. Average
0.29% 3.93

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2021, On The Grid Financial had $16,414 in non-current loans and $0 in owned assets. To cover these potential losses it had $5,659,492 in net worth and $33,090 in loans loss reserves. That gives it a Texas Ratio of 0.29%.

Net Worth
On The Grid Financial U.S. Average
12.19% 12.37%

On The Grid Financial FCU has a net worth of 12.19% versus the BestCashCow average of 12.37. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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