This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.90% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 450 | 315 |
| 2 | 50,450 | 454 | 318 |
| 3 | 50,904 | 458 | 321 |
| 4 | 51,362 | 462 | 324 |
| 5 | 51,824 | 466 | 326 |
| 6 | 52,291 | 471 | 329 |
| 7 | 52,761 | 475 | 332 |
| 8 | 53,236 | 479 | 335 |
| 9 | 53,715 | 483 | 338 |
| 10 | 54,199 | 488 | 341 |
| 11 | 54,687 | 492 | 345 |
| 12 | 55,179 | 497 | 348 |
| 13 | 55,675 | 501 | 351 |
| 14 | 56,177 | 506 | 354 |
| 15 | 56,682 | 510 | 357 |
| 16 | 57,192 | 515 | 360 |
| 17 | 57,707 | 519 | 364 |
| 18 | 58,226 | 524 | 367 |
| 19 | 58,750 | 529 | 370 |
| 20 | 59,279 | 534 | 373 |
| TOTAL | $9,813 | $6,869 |
| Year | Rate 1.96% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 980 | 686 |
| 2 | 50,980 | 999 | 699 |
| 3 | 51,979 | 1,019 | 713 |
| 4 | 52,998 | 1,039 | 727 |
| 5 | 54,037 | 1,059 | 741 |
| 6 | 55,096 | 1,080 | 756 |
| 7 | 56,176 | 1,101 | 771 |
| 8 | 57,277 | 1,123 | 786 |
| 9 | 58,399 | 1,145 | 801 |
| 10 | 59,544 | 1,167 | 817 |
| 11 | 60,711 | 1,190 | 833 |
| 12 | 61,901 | 1,213 | 849 |
| 13 | 63,114 | 1,237 | 866 |
| 14 | 64,351 | 1,261 | 883 |
| 15 | 65,613 | 1,286 | 900 |
| 16 | 66,899 | 1,311 | 918 |
| 17 | 68,210 | 1,337 | 936 |
| 18 | 69,547 | 1,363 | 954 |
| 19 | 70,910 | 1,390 | 973 |
| 20 | 72,300 | 1,417 | 992 |
| TOTAL | $23,717 | $16,602 |
| Year | Rate 5.25% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,625 | 1,838 |
| 2 | 52,625 | 2,763 | 1,934 |
| 3 | 55,388 | 2,908 | 2,036 |
| 4 | 58,296 | 3,061 | 2,142 |
| 5 | 61,356 | 3,221 | 2,255 |
| 6 | 64,577 | 3,390 | 2,373 |
| 7 | 67,968 | 3,568 | 2,498 |
| 8 | 71,536 | 3,756 | 2,629 |
| 9 | 75,292 | 3,953 | 2,767 |
| 10 | 79,244 | 4,160 | 2,912 |
| 11 | 83,405 | 4,379 | 3,065 |
| 12 | 87,784 | 4,609 | 3,226 |
| 13 | 92,392 | 4,851 | 3,395 |
| 14 | 97,243 | 5,105 | 3,574 |
| 15 | 102,348 | 5,373 | 3,761 |
| 16 | 107,721 | 5,655 | 3,959 |
| 17 | 113,377 | 5,952 | 4,167 |
| 18 | 119,329 | 6,265 | 4,385 |
| 19 | 125,594 | 6,594 | 4,616 |
| 20 | 132,187 | 6,940 | 4,858 |
| TOTAL | $89,127 | $62,389 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
Learn More | |
|
5 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.51% |
$25,000 |
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|
Last change: ↓0.15% on May 13. |
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|
|
5.49% |
$50,000 |
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|
Last change: ↑0.09% on March 12. |
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|
|
5.46% |
$1,000 |
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|
Last change: ↓0.05% on May 9. |
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|
|
5.41% |
$50,000 |
Learn More | |
|
Last change: ↓0.36% on March 12. |
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