Compare Savings vs. CDs
Comparison of Deposit Account from OPERATING ENGINEERS LOCAL UNION #3 with 0.85%
- October 2026
Long-Term Analysis of ALIVE with 0.87% APY and ALIVE with 1.07% APY and TOGETHER with 1.10% APY and OPERATING ENGINEERS LOCAL UNION #3 with 0.85% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL CD0.87%-$50,00024 MonthCredit Union1.31x (National Avg. - 0.66%)$10,000SCENARIO
Year Rate
0.87%Annual
InterestAnnual Interest
(After Tax)1 50,000 435 305 2 50,435 439 307 3 50,874 443 310 4 51,316 446 313 5 51,763 450 315 6 52,213 454 318 7 52,667 458 321 8 53,126 462 324 9 53,588 466 326 10 54,054 470 329 11 54,524 474 332 12 54,999 478 335 13 55,477 483 338 14 55,960 487 341 15 56,447 491 344 16 56,938 495 347 17 57,433 500 350 18 57,933 504 353 19 58,437 508 356 20 58,945 513 359 TOTAL $9,458 $6,621 - 2LOCAL CD1.07%-$50,00036 MonthCredit Union1.41x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
1.07%Annual
InterestAnnual Interest
(After Tax)1 50,000 535 375 2 50,535 541 379 3 51,076 547 383 4 51,622 552 387 5 52,175 558 391 6 52,733 564 395 7 53,297 570 399 8 53,867 576 403 9 54,444 583 408 10 55,026 589 412 11 55,615 595 417 12 56,210 601 421 13 56,812 608 426 14 57,420 614 430 15 58,034 621 435 16 58,655 628 439 17 59,282 634 444 18 59,917 641 449 19 60,558 648 454 20 61,206 655 458 TOTAL $11,861 $8,303 - 3LOCAL CD1.10%-$50,00048 MonthCredit Union1.34x (National Avg. - 0.82%)$100,000SCENARIO
Year Rate
1.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 550 385 2 50,550 556 389 3 51,106 562 394 4 51,668 568 398 5 52,237 575 402 6 52,811 581 407 7 53,392 587 411 8 53,979 594 416 9 54,573 600 420 10 55,173 607 425 11 55,780 614 430 12 56,394 620 434 13 57,014 627 439 14 57,641 634 444 15 58,276 641 449 16 58,917 648 454 17 59,565 655 459 18 60,220 662 464 19 60,882 670 469 20 61,552 677 474 TOTAL $12,229 $8,560 - 4LOCAL CD0.85%-$50,00024 MonthCredit Union1.28x (National Avg. - 0.66%)$100,000SCENARIO
Year Rate
0.85%Annual
InterestAnnual Interest
(After Tax)1 50,000 425 298 2 50,425 429 300 3 50,854 432 303 4 51,286 436 305 5 51,722 440 308 6 52,161 443 310 7 52,605 447 313 8 53,052 451 316 9 53,503 455 318 10 53,958 459 321 11 54,416 463 324 12 54,879 466 327 13 55,345 470 329 14 55,816 474 332 15 56,290 478 335 16 56,769 483 338 17 57,251 487 341 18 57,738 491 344 19 58,229 495 346 20 58,724 499 349 TOTAL $9,223 $6,456
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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