P O Box 5073
Livermore, CA 94551
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Operating Engineers Local Union #3 is an NCUA insured institution located in Livermore, CA. It was founded in 1963 and has approximately $1650.78 millions in assets.
Who can join?
If you or an immediate family member is in one of the OE's associated unions, then you are eligible to join.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24235 |
| Date Established | 1963 |
| Assets | $1,650.78 million |
| Loans | $848.55 million |
| Deposits | $1,402.58 million |
| Capital | $251.94 million |
Your Current Location: Mississippi, MS
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.30% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.45% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.08% | $2,500 | $3,499 | Learn More |
Your Current Location: Mississippi, MS
There are currently no loan rates available for Operating Engineers Local Union #3
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Note to Operating Engineers Local Union #3
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Below are Operating Engineers Local Union #3 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Louisville,Mississippi
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 723.52 | A | View Lobby Hours | |
| 1316.47 | B | View Lobby Hours | |
| 1515.22 | C | View Lobby Hours | |
| 1648.37 | D | View Lobby Hours | |
| 1687.26 | E | View Lobby Hours | |
| 1722.98 | F | View Lobby Hours | |
| 1740.73 | G | View Lobby Hours | |
| 1744.73 | H | View Lobby Hours | |
| 1746.50 | I | View Lobby Hours | |
| 1751.62 | J | View Lobby Hours | |
| 1753.61 | K | View Lobby Hours | |
| 1761.84 | L | View Lobby Hours | |
| 1766.12 | M | View Lobby Hours | |
| 1766.74 | N | View Lobby Hours | |
| 1772.55 | O | View Lobby Hours | |
| 1777.26 | P | View Lobby Hours | |
| 1787.16 | Q | View Lobby Hours | |
| 1788.85 | R | View Lobby Hours | |
| 1793.97 | S | View Lobby Hours | |
| 1821.29 | T | View Lobby Hours | |
| 1836.72 | U | View Lobby Hours | |
| 1907.39 | V | View Lobby Hours | |
| 1936.28 | W | View Lobby Hours | |
| 1970.21 | X | View Lobby Hours |
OPERATING ENGINEERS LOCAL UNION #3 is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Operating Engineers Local Union #3. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Operating Engineers Local Union #3 | U.S. Average |
|---|---|
| 5.21% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Operating Engineers Local Union #3 had $13,331,118 in non-current loans and $272,383 in owned assets. To cover these potential losses it had $251,941,051 in net worth and $9,170,191 in loans loss reserves. That gives it a Texas Ratio of 5.21%.
| Operating Engineers Local Union #3 | U.S. Average |
|---|---|
| 15.26% | 14.48% |
Operating Engineers Local Union #3 FCU has a net worth of 15.26% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 29, 2026
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