OPERATING ENGINEERS LOCAL UNION #3

P O BOX 5073
Livermore, CA 94551

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 24235
Date Established 1963
Assets $1,124.91 million
Loans $611.15 million
Deposits $897.87 million
Capital $160.81 million

Operating Engineers Local Union #3 is an NCUA insured institution located in Livermore, CA. It was founded in 1963 and has approximately $1124.91 millions in assets.

Who can join?

If you or an immediate family member is in one of the OE's associated unions, then you are eligible to join.

Field of Membership Restrictions

Membership in OE Federal Credit Union is open to the following: (1) employees, miners, and public employees of Operating Engineers Local #3; (2) members of Operating Engineers Local Union #9,Operating Engineers Local Union #428, Napa Solano Building Trades Council, Laborers' Local 294, Iron Workers Local Union #27, and over 100 other trade unions; (2) employees of American Diversified Pharmacies, Inc, United Workers for Local Government, Consolidated Engineering Laboratories, and over 50 Signatory or Affiliated Groups.

Deposit Rates - December 13, 2018

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $1,000 $9,999 Learn MoreShow Less
Money Market
0.35% $10,000 $24,999 Learn MoreShow Less
Money Market
0.35% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.35% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.55% $1,000 - Learn MoreShow Less
6 Mo CD
1.00% $1,000 - Learn MoreShow Less
12 Mo CD
1.35% $1,000 - Learn MoreShow Less
18 Mo CD
1.50% $1,000 - Learn MoreShow Less
24 Mo CD
1.75% $1,000 - Learn MoreShow Less
36 Mo CD
2.00% $1,000 - Learn MoreShow Less
48 Mo CD
2.25% $1,000 - Learn MoreShow Less
60 Mo CD
2.55% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $100 $4,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $9,999 Learn MoreShow Less

Loan Rates - December 13, 2018

Your Current Location: Washington, WA 98109

There are currently no loan rates available for OPERATING ENGINEERS LOCAL UNION #3

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
AmCap Mortgage Ltd
NMLS ID: 129122
4.790% 4.750% 0.50 $1,158 $1,305 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More

Note to OPERATING ENGINEERS LOCAL UNION #3
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Operating Engineers Local Union #3 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Operating Engineers Local Union #3 Locations

Financial Details

Operating Engineers Local Union #3 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Operating Engineers Local Union #3. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Operating Engineers Local Union #3 U.S. Average
2.36% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Operating Engineers Local Union #3 had $3,345,638 in non-current loans and $601,616 in owned assets. To cover these potential losses it had $160,811,151 in net worth and $6,443,429 in loans loss reserves. That gives it a Texas Ratio of 2.36%.

Net Worth
Operating Engineers Local Union #3 U.S. Average
14.29% 13.21%

Operating Engineers Local Union #3 FCU has a net worth of 14.29% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Operating Engineers Local Union #3

What is Operating Engineers Local Union #3?

A federal credit union, registered with the NCUA under certificate #24235.
Learn more about credit unions here.

Is Operating Engineers Local Union #3 FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Operating Engineers Local Union #3?

Please see Field of Membership information above for information on who is eligible to join.

What are Operating Engineers Local Union #3's share account and share certificate rates?

Operating Engineers Local Union #3's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Operating Engineers Local Union #3?

Operating Engineers Local Union #3 has total capital of $160.81 million. Full information on Operating Engineers Local Union #3's financial position is located above.

Who owns Operating Engineers Local Union #3?

Credit Unions are owned by their members.

Where are Operating Engineers Local Union #3 branches located?

See branch locations nearby.

Are Operating Engineers Local Union #3 ATMs Open 24/7?

Do Operating Engineers Local Union #3 ATMs accept cash deposits?

Can Operating Engineers Local Union #3 customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Operating Engineers Local Union #3 have a mobile app?

Does Operating Engineers Local Union #3 have mobile deposit?

Does Operating Engineers Local Union #3 have quick pay?

How can Operating Engineers Local Union #3 transfer money to other banks or credit unions?

Does Operating Engineers Local Union #3 report to credit bureaus?

Does Operating Engineers Local Union #3 use Chexsystems?

Does Operating Engineers Local Union #3 use Equifax?

What is Operating Engineers Local Union #3's toll free phone number?

What is Operating Engineers Local Union #3's ACH Routing Number?

What is Operating Engineers Local Union #3's SWIFT code?

Where can I find Operating Engineers Local Union #3's wire transfer form?

What is the Operating Engineers Local Union #3 address for deposits?

What Products Does Operating Engineers Local Union #3 Offer

Does Operating Engineers Local Union #3 offer mortgages?

Compare mortgage rates here.

Does Operating Engineers Local Union #3 offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Operating Engineers Local Union #3 offer auto and RV loans?

Compare auto loan rates here.

Does Operating Engineers Local Union #3 offer student loans or personal loans?

Compare personal loan rates here.

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