Operating Engineers Local Union #3 Federal Credit Union

Headquarters

P O Box 5073
Livermore, CA 94551
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.55% →
1-Year CD 0.95% 5.41% →
2-Year CD 0.85% 4.95% →
5-Year CD 1.10% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Operating Engineers Local Union #3 is an NCUA insured institution located in Livermore, CA. It was founded in 1963 and has approximately $1474.72 millions in assets.

Who can join?

If you or an immediate family member is in one of the OE's associated unions, then you are eligible to join.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24235
Date Established 1963
Assets $1,474.72 million
Loans $888.19 million
Deposits $1,280.57 million
Capital $220.93 million
 

Field of Membership Restrictions

Membership in OE Federal Credit Union is open to the following: (1) employees, miners, and public employees of Operating Engineers Local #3; (2) members of Operating Engineers Local Union #9,Operating Engineers Local Union #428, Napa Solano Building Trades Council, Laborers' Local 294, Iron Workers Local Union #27, and over 100 other trade unions; (2) employees of American Diversified Pharmacies, Inc, United Workers for Local Government, Consolidated Engineering Laboratories, and over 50 Signatory or Affiliated Groups.

Deposit Rates - June 24, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.95% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.45% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.08% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 24, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Operating Engineers Local Union #3

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
6.530% 6.375% 0.63 $5,200 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.730% 6.625% 0.88 $3,474 $2,049 Learn More
Rocket Mortgage
NMLS ID: 3030
7.076% 6.990% 0.88 $2,800 $2,127 Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

Note to Operating Engineers Local Union #3
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Branches

Below are Operating Engineers Local Union #3 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Operating Engineers Local Union #3 Locations



Climate Policy and Initiatives

OPERATING ENGINEERS LOCAL UNION #3 is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Operating Engineers Local Union #3 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Operating Engineers Local Union #3. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Operating Engineers Local Union #3 U.S. Average
6.06% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Operating Engineers Local Union #3 had $13,447,100 in non-current loans and $495,678 in owned assets. To cover these potential losses it had $220,925,836 in net worth and $9,170,191 in loans loss reserves. That gives it a Texas Ratio of 6.06%.

Net Worth
Operating Engineers Local Union #3 U.S. Average
14.96% 13.62%

Operating Engineers Local Union #3 FCU has a net worth of 14.96% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Operating Engineers Local Union #3

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