This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.39% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 195 | 137 |
| 2 | 50,195 | 196 | 137 |
| 3 | 50,391 | 197 | 138 |
| 4 | 50,587 | 197 | 138 |
| 5 | 50,785 | 198 | 139 |
| 6 | 50,983 | 199 | 139 |
| 7 | 51,181 | 200 | 140 |
| 8 | 51,381 | 200 | 140 |
| 9 | 51,581 | 201 | 141 |
| 10 | 51,783 | 202 | 141 |
| 11 | 51,985 | 203 | 142 |
| 12 | 52,187 | 204 | 142 |
| 13 | 52,391 | 204 | 143 |
| 14 | 52,595 | 205 | 144 |
| 15 | 52,800 | 206 | 144 |
| 16 | 53,006 | 207 | 145 |
| 17 | 53,213 | 208 | 145 |
| 18 | 53,420 | 208 | 146 |
| 19 | 53,629 | 209 | 146 |
| 20 | 53,838 | 210 | 147 |
| TOTAL | $4,048 | $2,834 |
| Year | Rate 0.49% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 245 | 172 |
| 2 | 50,245 | 246 | 172 |
| 3 | 50,491 | 247 | 173 |
| 4 | 50,739 | 249 | 174 |
| 5 | 50,987 | 250 | 175 |
| 6 | 51,237 | 251 | 176 |
| 7 | 51,488 | 252 | 177 |
| 8 | 51,740 | 254 | 177 |
| 9 | 51,994 | 255 | 178 |
| 10 | 52,249 | 256 | 179 |
| 11 | 52,505 | 257 | 180 |
| 12 | 52,762 | 259 | 181 |
| 13 | 53,021 | 260 | 182 |
| 14 | 53,280 | 261 | 183 |
| 15 | 53,541 | 262 | 184 |
| 16 | 53,804 | 264 | 185 |
| 17 | 54,067 | 265 | 185 |
| 18 | 54,332 | 266 | 186 |
| 19 | 54,599 | 268 | 187 |
| 20 | 54,866 | 269 | 188 |
| TOTAL | $5,135 | $3,594 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.15% |
$1,000 |
Learn More | |
|
Last change: ↓0.15% on October 13. |
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