ORNL

P.O. Box 365
Oak Ridge, TN 37831

Notable Rates APY Vs.Others
Savings 0.05% 2.60% →
1-Year CD 1.50% 2.30% →
2-Year CD 1.65% 2.50% →
5-Year CD 1.70% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Ornl is an NCUA insured institution located in Oak Ridge, TN. It was founded in 1948 and has approximately $2263.26 millions in assets.

Who can join?

Everyone who lives, works, worships or attends school in any of the following counties is eligible: Anderson, Blount, Campbell, Claiborne, Cocke, Grainger, Hamblen, Jefferson, Knox, Loudon, Monroe, Morgan, Roane, Scott, Sevier or Union.

NCUA Insured Yes
Charter Number # # 5797
Date Established 1948
Assets $2,263.26 million
Loans $1,808.97 million
Deposits $1,863.63 million
Capital $244.08 million
 

Field of Membership Restrictions

Membership in ORNL Federal Credit Union is open to those who live, work, worship, or attend schools in Anderson, Blount, Campbell, Claiborne, Cocke, Grainger, Hamblen, Jefferson, Knox, Loudon, Monroe, Morgan, Roane, Scott, Sevier, or Union counties of Tennessee.

Deposit Rates - November 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $2,500 $24,999 Learn MoreShow Less
Money Market
0.15% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.40% $500 $2,499 Learn MoreShow Less
Special: 15 Mo FIRA
2.00% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $2,500 $99,999 Learn MoreShow Less
6 Mo CD
0.20% $2,500 $99,999 Learn MoreShow Less
6 Mo CD
0.30% $100,000 - Learn MoreShow Less
1.40% $2,500 $99,999 Learn MoreShow Less
12 Mo CD
1.50% $100,000 - Learn MoreShow Less
Special: 15 Mo CD
2.00% $500 - Learn MoreShow Less
1.40% $2,500 $99,999 Learn MoreShow Less
18 Mo CD
1.50% $100,000 - Learn MoreShow Less
1.55% $2,500 $99,999 Learn MoreShow Less
24 Mo CD
1.65% $100,000 - Learn MoreShow Less
1.55% $2,500 $99,999 Learn MoreShow Less
30 Mo CD
1.65% $100,000 - Learn MoreShow Less
1.60% $2,500 $99,999 Learn MoreShow Less
36 Mo CD
1.70% $100,000 - Learn MoreShow Less
1.75% $2,500 $99,999 Learn MoreShow Less
48 Mo CD
1.85% $100,000 - Learn MoreShow Less
1.60% $2,500 $99,999 Learn MoreShow Less
60 Mo CD
1.70% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $2,499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $1 - Learn MoreShow Less

Loan Rates - November 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ORNL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.535% 3.500% 0.50 $1,102 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to ORNL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Ornl branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Ornl Locations


Financial Details

Ornl Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ornl. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ornl U.S. Average
5.20% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Ornl had $8,029,100 in non-current loans and $5,502,370 in owned assets. To cover these potential losses it had $244,082,114 in net worth and $16,276,464 in loans loss reserves. That gives it a Texas Ratio of 5.20%.

Net Worth
Ornl U.S. Average
10.78% 13.65%

Ornl FCU has a net worth of 10.78% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ornl

Branches and Savings

What is Ornl?

A federal credit union, registered with the NCUA under certificate #5797.
Learn more about credit unions here.

Is Ornl FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Ornl?

Please see Field of Membership information above for information on who is eligible to join.

What are Ornl's share account and share certificate rates?

Ornl's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ornl?

Ornl has total capital of $244.08 million. Full information on Ornl's financial position is located above.

Who owns Ornl?

Credit Unions are owned by their members.

Where are Ornl branches located?

See branch locations nearby.

Are Ornl ATMs Open 24/7?

Do Ornl ATMs accept cash deposits?

Can Ornl customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ornl have a mobile app?

Does Ornl have mobile deposit?

Does Ornl have quick pay?

How can Ornl transfer money to other banks or credit unions?

Does Ornl report to credit bureaus?

Does Ornl use Chexsystems?

Does Ornl use Equifax?

What is Ornl's toll free phone number?

What is Ornl's ACH Routing Number?

What is Ornl's SWIFT code?

Where can I find Ornl's wire transfer form?

What is the Ornl address for deposits?

What Products Does Ornl Offer

Does Ornl offer mortgages?

Compare mortgage rates here.

Does Ornl offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ornl offer auto and RV loans?

Compare auto loan rates here.

Does Ornl offer student loans or personal loans?

Compare personal loan rates here.

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