• Home
  • Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from Peoples Savings Bank with 0.64% - December 2025


Long-Term Analysis of Peoples Savings Bank with 0.64% APY and Peoples Savings Bank with 0.40% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Peoples Savings Bank
    0.64%
    -
    $50,000
    24 Month
    Bank
    0.97x (National Avg. - 0.66%)
    $1,000
     
    SCENARIO
    Year Rate
    0.64%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 320 224
    2 50,320 322 225
    3 50,642 324 227
    4 50,966 326 228
    5 51,292 328 230
    6 51,621 330 231
    7 51,951 332 233
    8 52,283 335 234
    9 52,618 337 236
    10 52,955 339 237
    11 53,294 341 239
    12 53,635 343 240
    13 53,978 345 242
    14 54,324 348 243
    15 54,671 350 245
    16 55,021 352 246
    17 55,373 354 248
    18 55,728 357 250
    19 56,084 359 251
    20 56,443 361 253
    TOTAL $6,804 $4,763
  • 2
    LOCAL MONEY MARKET
    Peoples Savings Bank
    0.40%
    -
    $50,000
    N.A.
    Bank
    0.61x (National Avg. - 0.66%)
    $25,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.16% on September 18.
    3 Month CD.

    Last change: ↑0.05% on December 1.

    Last change: ↓0.05% on December 1.

    Last change: ↑0.10% on December 1.
    Early Withdrawal Penalty is 90 days interest.

    Last change: ↓0.15% on November 26.

    Reddit

    Featured on:

    Copyright © 2025 BestCashCow.com, LLC. All Rights Reserved. Our Terms and Conditions. Privacy Policy + CCPA.

    Disclosure Governing Your Use of this Website | Advertising Disclosure

    Last Update on December 2, 2025

    This page was created in 0.0837 seconds.