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Comparison of Deposit Account from Peoples Savings Bank with 0.84% - May 2025

Long-Term Analysis of Peoples Savings Bank with 0.84% APY and Lamar Bank and Trust Company with 0.79% APY and SHARONVIEW with 0.65% APY and DESERT FINANCIAL with 3.75% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

Peoples Savings Bank

0.84%

$50,000

48 Month

Bank

1.03x (National Avg. - 0.82%)

$150,000

SCENARIO

Year	Rate 0.84%	Annual Interest	Annual Interest (After Tax)
1	50,000	420	294
2	50,420	424	296
3	50,844	427	299
4	51,271	431	301
5	51,701	434	304
6	52,136	438	307
7	52,574	442	309
8	53,015	445	312
9	53,460	449	314
10	53,910	453	317
11	54,362	457	320
12	54,819	460	322
13	55,279	464	325
14	55,744	468	328
15	56,212	472	331
16	56,684	476	333
17	57,160	480	336
18	57,641	484	339
19	58,125	488	342
20	58,613	492	345
	TOTAL	$9,105	$6,374

LOCAL CD

Lamar Bank and Trust Company

0.79%

$50,000

48 Month

Bank

0.97x (National Avg. - 0.82%)

$10,000

SCENARIO

Year	Rate 0.79%	Annual Interest	Annual Interest (After Tax)
1	50,000	395	277
2	50,395	398	279
3	50,793	401	281
4	51,194	404	283
5	51,599	408	285
6	52,006	411	288
7	52,417	414	290
8	52,831	417	292
9	53,249	421	294
10	53,669	424	297
11	54,093	427	299
12	54,521	431	301
13	54,951	434	304
14	55,386	438	306
15	55,823	441	309
16	56,264	444	311
17	56,709	448	314
18	57,157	452	316
19	57,608	455	319
20	58,063	459	321
	TOTAL	$8,522	$5,965

LOCAL CD

SHARONVIEW

0.65%

$50,000

36 Month

Credit Union

0.86x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 0.65%	Annual Interest	Annual Interest (After Tax)
1	50,000	325	228
2	50,325	327	229
3	50,652	329	230
4	50,981	331	232
5	51,313	334	233
6	51,646	336	235
7	51,982	338	237
8	52,320	340	238
9	52,660	342	240
10	53,002	345	241
11	53,347	347	243
12	53,693	349	244
13	54,042	351	246
14	54,394	354	247
15	54,747	356	249
16	55,103	358	251
17	55,461	360	252
18	55,822	363	254
19	56,185	365	256
20	56,550	368	257
	TOTAL	$6,917	$4,842

LOCAL CD

DESERT FINANCIAL

3.75%

$50,000

12 Month

Credit Union

6.81x (National Avg. - 0.55%)

$1,000

SCENARIO

Year	Rate 3.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,875	1,313
2	51,875	1,945	1,362
3	53,820	2,018	1,413
4	55,839	2,094	1,466
5	57,933	2,172	1,521
6	60,105	2,254	1,578
7	62,359	2,338	1,637
8	64,697	2,426	1,698
9	67,124	2,517	1,762
10	69,641	2,612	1,828
11	72,252	2,709	1,897
12	74,962	2,811	1,968
13	77,773	2,916	2,042
14	80,689	3,026	2,118
15	83,715	3,139	2,198
16	86,854	3,257	2,280
17	90,111	3,379	2,365
18	93,491	3,506	2,454
19	96,996	3,637	2,546
20	100,634	3,774	2,642
	TOTAL	$54,408	$38,085

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
My e-Banc, a division of Bradesco BAC Florida Bank	4.50%	$50,000	Learn More
Last change: ↓0.05% on April 30. 6 Month Jumbo CD.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
Goldman Sachs Bank	4.50%	$500	Learn More
Last change: ↓0.50% on February 25.

Compare Savings vs. CDs Comparison of Deposit Account from Peoples Savings Bank with 0.84% - May 2025

Long-Term Analysis of Peoples Savings Bank with 0.84% APY and Lamar Bank and Trust Company with 0.79% APY and SHARONVIEW with 0.65% APY and DESERT FINANCIAL with 3.75% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Peoples Savings Bank with 0.84% - May 2025