This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.74% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 370 | 259 |
| 2 | 50,370 | 373 | 261 |
| 3 | 50,743 | 375 | 263 |
| 4 | 51,118 | 378 | 265 |
| 5 | 51,497 | 381 | 267 |
| 6 | 51,878 | 384 | 269 |
| 7 | 52,261 | 387 | 271 |
| 8 | 52,648 | 390 | 273 |
| 9 | 53,038 | 392 | 275 |
| 10 | 53,430 | 395 | 277 |
| 11 | 53,826 | 398 | 279 |
| 12 | 54,224 | 401 | 281 |
| 13 | 54,625 | 404 | 283 |
| 14 | 55,029 | 407 | 285 |
| 15 | 55,437 | 410 | 287 |
| 16 | 55,847 | 413 | 289 |
| 17 | 56,260 | 416 | 291 |
| 18 | 56,677 | 419 | 294 |
| 19 | 57,096 | 423 | 296 |
| 20 | 57,518 | 426 | 298 |
| TOTAL | $7,944 | $5,561 |
| Year | Rate 0.13% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 65 | 46 |
| 2 | 50,065 | 65 | 46 |
| 3 | 50,130 | 65 | 46 |
| 4 | 50,195 | 65 | 46 |
| 5 | 50,261 | 65 | 46 |
| 6 | 50,326 | 65 | 46 |
| 7 | 50,391 | 66 | 46 |
| 8 | 50,457 | 66 | 46 |
| 9 | 50,522 | 66 | 46 |
| 10 | 50,588 | 66 | 46 |
| 11 | 50,654 | 66 | 46 |
| 12 | 50,720 | 66 | 46 |
| 13 | 50,786 | 66 | 46 |
| 14 | 50,852 | 66 | 46 |
| 15 | 50,918 | 66 | 46 |
| 16 | 50,984 | 66 | 46 |
| 17 | 51,050 | 66 | 46 |
| 18 | 51,117 | 66 | 47 |
| 19 | 51,183 | 67 | 47 |
| 20 | 51,250 | 67 | 47 |
| TOTAL | $1,316 | $921 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,000 |
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Last change: ↑0.05% on December 1. |
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|
|
4.15% |
$1,500 |
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|
Last change: ↓0.05% on December 1. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↑0.10% on December 1. |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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