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Comparison of Deposit Account from Petefish, Skiles & Co. with 0.75% - August 2025


Long-Term Analysis of CITIZENS EQUITY FIRST with 2.15% APY and Petefish, Skiles & Co. with 0.75% APY and CITIZENS EQUITY FIRST with 3.51% APY and CITIZENS EQUITY FIRST with 1.95% APY and Bank of Mauston with 0.95% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    CITIZENS EQUITY FIRST
    2.15%
    -
    $50,000
    N.A.
    Credit Union
    N.A.
    $50,000
     
    SCENARIO
    Year Rate
    2.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,075 753
    2 51,075 1,098 769
    3 52,173 1,122 785
    4 53,295 1,146 802
    5 54,441 1,170 819
    6 55,611 1,196 837
    7 56,807 1,221 855
    8 58,028 1,248 873
    9 59,276 1,274 892
    10 60,550 1,302 911
    11 61,852 1,330 931
    12 63,182 1,358 951
    13 64,540 1,388 971
    14 65,928 1,417 992
    15 67,345 1,448 1,014
    16 68,793 1,479 1,035
    17 70,272 1,511 1,058
    18 71,783 1,543 1,080
    19 73,326 1,577 1,104
    20 74,903 1,610 1,127
    TOTAL $26,513 $18,559
  • 2
    LOCAL CD
    Petefish, Skiles & Co.
    0.75%
    -
    $50,000
    48 Month
    Bank
    0.92x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641
  • 3
    LOCAL CD
    CITIZENS EQUITY FIRST
    3.51%
    -
    $50,000
    48 Month
    Credit Union
    4.30x (National Avg. - 0.82%)
    $1,000
     
    SCENARIO
    Year Rate
    3.51%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,755 1,229
    2 51,755 1,817 1,272
    3 53,572 1,880 1,316
    4 55,452 1,946 1,362
    5 57,398 2,015 1,410
    6 59,413 2,085 1,460
    7 61,498 2,159 1,511
    8 63,657 2,234 1,564
    9 65,891 2,313 1,619
    10 68,204 2,394 1,676
    11 70,598 2,478 1,735
    12 73,076 2,565 1,795
    13 75,641 2,655 1,859
    14 78,296 2,748 1,924
    15 81,044 2,845 1,991
    16 83,889 2,945 2,061
    17 86,833 3,048 2,133
    18 89,881 3,155 2,208
    19 93,036 3,266 2,286
    20 96,302 3,380 2,366
    TOTAL $49,682 $34,777
  • 4
    LOCAL MONEY MARKET
    CITIZENS EQUITY FIRST
    1.95%
    -
    $50,000
    N.A.
    Credit Union
    2.39x (National Avg. - 0.82%)
    $2,500
     
    SCENARIO
    Year Rate
    1.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 975 683
    2 50,975 994 696
    3 51,969 1,013 709
    4 52,982 1,033 723
    5 54,016 1,053 737
    6 55,069 1,074 752
    7 56,143 1,095 766
    8 57,237 1,116 781
    9 58,354 1,138 797
    10 59,492 1,160 812
    11 60,652 1,183 828
    12 61,834 1,206 844
    13 63,040 1,229 860
    14 64,269 1,253 877
    15 65,523 1,278 894
    16 66,800 1,303 912
    17 68,103 1,328 930
    18 69,431 1,354 948
    19 70,785 1,380 966
    20 72,165 1,407 985
    TOTAL $23,572 $16,501
  • 5
    LOCAL CD
    Bank of Mauston
    0.95%
    -
    $50,000
    60 Month
    Bank
    1.03x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    0.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 475 333
    2 50,475 480 336
    3 50,955 484 339
    4 51,439 489 342
    5 51,927 493 345
    6 52,421 498 349
    7 52,919 503 352
    8 53,421 508 355
    9 53,929 512 359
    10 54,441 517 362
    11 54,958 522 365
    12 55,480 527 369
    13 56,007 532 372
    14 56,540 537 376
    15 57,077 542 380
    16 57,619 547 383
    17 58,166 553 387
    18 58,719 558 390
    19 59,277 563 394
    20 59,840 568 398
    TOTAL $10,408 $7,286

    All calculations are for demonstration purposes only.

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