NASSAU FINANCIAL

865 MERRICK AVENUE, SUITE 250N
Westbury, NY 11590

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1404
Date Established 1936
Assets $402.49 million
Loans $264.20 million
Deposits $370.36 million
Capital $28.37 million

Nassau Financial is an NCUA insured institution located in Westbury, NY. It was founded in 1936 and has approximately $402.49 millions in assets.

Who can join?

Who Can Join?

The Nassau Financial Federal Credit Union serves all those who live, work, worship, attend school or volunteer in Nassau County, New York, as well as members of their immediate family or household. For the purposes of this definition, immediate family includes stepparents, stepchildren, stepsiblings and adoptive relationships. Household is defined as persons living in the same residence maintaining a single economic unit. If you satisfy any one of the preceding requirements you are eligible for membership in the Credit Union.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school or volunteer in Nassau County, New York, as well as members of their immediate family or household.

Deposit Rates - July 19, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $1 $4,999 Learn MoreShow Less
Money Market
0.60% $5,000 $24,999 Learn MoreShow Less
Money Market
0.70% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.50% $1,000 $9,999,999 Learn MoreShow Less
Fixed IRA
2.20% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $1,000 - Learn MoreShow Less
6 Mo CD
1.25% $1,000 - Learn MoreShow Less
1.00% $1,000 $9,999,999 Learn MoreShow Less
1.50% $1,000 $9,999,999 Learn MoreShow Less
12 Mo CD
2.20% $1,000 - Learn MoreShow Less
1.70% $1,000 $9,999,999 Learn MoreShow Less
18 Mo CD
2.30% $1,000 - Learn MoreShow Less
1.80% $1,000 $9,999,999 Learn MoreShow Less
24 Mo CD
2.50% $1,000 - Learn MoreShow Less
1.80% $1,000 $9,999,999 Learn MoreShow Less
30 Mo CD
2.50% $1,000 - Learn MoreShow Less
2.05% $1,000 $9,999,999 Learn MoreShow Less
36 Mo CD
2.55% $1,000 - Learn MoreShow Less
2.35% $1,000 $9,999,999 Learn MoreShow Less
48 Mo CD
2.70% $1,000 - Learn MoreShow Less
2.45% $1,000 $9,999,999 Learn MoreShow Less
60 Mo CD
2.80% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 - Learn MoreShow Less

Loan Rates - July 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for NASSAU FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.756% 3.750% 0.13 $175 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.500% 4.500% 0.00 $0 $1,267 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
5.490 %
N/A Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to NASSAU FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Nassau Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Nassau Financial Locations


Financial Details

Nassau Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Nassau Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Nassau Financial U.S. Average
30.80% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Nassau Financial had $5,765,293 in non-current loans and $3,564,328 in owned assets. To cover these potential losses it had $28,371,222 in net worth and $1,916,314 in loans loss reserves. That gives it a Texas Ratio of 30.80%.

Net Worth
Nassau Financial U.S. Average
7.04% 13.47%

Nassau Financial FCU has a net worth of 7.04% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Nassau Financial

Branches and Savings

What is Nassau Financial?

A federal credit union, registered with the NCUA under certificate #1404.
Learn more about credit unions here.

Is Nassau Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Nassau Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Nassau Financial's share account and share certificate rates?

Nassau Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Nassau Financial?

Nassau Financial has total capital of $28.37 million. Full information on Nassau Financial's financial position is located above.

Who owns Nassau Financial?

Credit Unions are owned by their members.

Where are Nassau Financial branches located?

See branch locations nearby.

Are Nassau Financial ATMs Open 24/7?

Do Nassau Financial ATMs accept cash deposits?

Can Nassau Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Nassau Financial have a mobile app?

Does Nassau Financial have mobile deposit?

Does Nassau Financial have quick pay?

How can Nassau Financial transfer money to other banks or credit unions?

Does Nassau Financial report to credit bureaus?

Does Nassau Financial use Chexsystems?

Does Nassau Financial use Equifax?

What is Nassau Financial's toll free phone number?

What is Nassau Financial's ACH Routing Number?

What is Nassau Financial's SWIFT code?

Where can I find Nassau Financial's wire transfer form?

What is the Nassau Financial address for deposits?

What Products Does Nassau Financial Offer

Does Nassau Financial offer mortgages?

Compare mortgage rates here.

Does Nassau Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Nassau Financial offer auto and RV loans?

Compare auto loan rates here.

Does Nassau Financial offer student loans or personal loans?

Compare personal loan rates here.

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