This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.05% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 525 | 367 |
| 2 | 50,525 | 530 | 371 |
| 3 | 51,055 | 536 | 375 |
| 4 | 51,590 | 541 | 379 |
| 5 | 52,131 | 547 | 383 |
| 6 | 52,678 | 553 | 387 |
| 7 | 53,231 | 558 | 391 |
| 8 | 53,789 | 564 | 395 |
| 9 | 54,353 | 570 | 399 |
| 10 | 54,923 | 576 | 403 |
| 11 | 55,500 | 582 | 408 |
| 12 | 56,082 | 588 | 412 |
| 13 | 56,670 | 594 | 416 |
| 14 | 57,265 | 601 | 420 |
| 15 | 57,865 | 607 | 425 |
| 16 | 58,472 | 613 | 429 |
| 17 | 59,086 | 620 | 434 |
| 18 | 59,706 | 626 | 438 |
| 19 | 60,332 | 633 | 443 |
| 20 | 60,965 | 640 | 448 |
| TOTAL | $11,604 | $8,123 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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