Compare Savings vs. CDs
Comparison of Deposit Account from POSTEL FAMILY with 1.01%
- October 2026
Long-Term Analysis of Central Savings Bank with 0.10% APY and NVE Bank with 0.42% APY and Great Nations Bank with 0.50% APY and POSTEL FAMILY with 1.01% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL SAVINGS0.10%-$50,000N.A.Bank0.43x (National Avg. - 0.23%)$1SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707 - 2LOCAL CD0.42%-$50,00048 MonthBank0.51x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
0.42%Annual
InterestAnnual Interest
(After Tax)1 50,000 210 147 2 50,210 211 148 3 50,421 212 148 4 50,633 213 149 5 50,845 214 149 6 51,059 214 150 7 51,273 215 151 8 51,489 216 151 9 51,705 217 152 10 51,922 218 153 11 52,140 219 153 12 52,359 220 154 13 52,579 221 155 14 52,800 222 155 15 53,022 223 156 16 53,244 224 157 17 53,468 225 157 18 53,693 226 158 19 53,918 226 159 20 54,144 227 159 TOTAL $4,372 $3,060 - 3LOCAL CD0.50%-$50,0006 MonthBank1.24x (National Avg. - 0.40%)$10,000SCENARIO
Year Rate
0.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 250 175 2 50,250 251 176 3 50,501 253 177 4 50,754 254 178 5 51,008 255 179 6 51,263 256 179 7 51,519 258 180 8 51,776 259 181 9 52,035 260 182 10 52,296 261 183 11 52,557 263 184 12 52,820 264 185 13 53,084 265 186 14 53,349 267 187 15 53,616 268 188 16 53,884 269 189 17 54,154 271 190 18 54,424 272 190 19 54,696 273 191 20 54,970 275 192 TOTAL $5,245 $3,671 - 4LOCAL CD1.01%-$50,00048 MonthCredit Union1.22x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
1.01%Annual
InterestAnnual Interest
(After Tax)1 50,000 503 352 2 50,503 508 355 3 51,010 513 359 4 51,523 518 362 5 52,041 523 366 6 52,564 528 370 7 53,092 534 374 8 53,625 539 377 9 54,164 544 381 10 54,709 550 385 11 55,258 555 389 12 55,814 561 393 13 56,375 567 397 14 56,941 572 401 15 57,514 578 405 16 58,092 584 409 17 58,675 590 413 18 59,265 596 417 19 59,861 602 421 20 60,462 608 425 TOTAL $11,070 $7,749
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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