POSTEL FAMILY

Headquarters

1300 Broad St
Wichita Falls, TX 76301
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.05% →
1-Year CD 0.70% 1.05% →
2-Year CD 0.80% 1.11% →
5-Year CD 1.16% 2.25% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Postel Family is an NCUA insured institution located in Wichita Falls, TX. It was founded in 1929 and has approximately $62.57 millions in assets.

NCUA Insured Yes
Charter Number # # 67554
Date Established 1929
Assets $62.57 million
Loans $35.26 million
Deposits $55.49 million
Capital $6.63 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Baylor, Archer, Clay, Wichita or Wilbarger Counties in Texas. Membership is also open to employees of American Medical Response, Clay County Taxing Authority, Clay County, and over 30 other select employee groups.

Deposit Rates - August 11, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $10,000 $14,999 Learn More
3 Mo CD
0.20% $100,000 $199,999 Learn More
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.01% $10,000 $14,999 Learn More
48 Mo CD
1.01% $100,000 $199,999 Learn More
60 Mo CD
1.16% $10,000 $14,999 Learn More
60 Mo CD
1.16% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 11, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for POSTEL FAMILY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.914% 2.875% 0.50 $1,250 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to POSTEL FAMILY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Postel Family branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Postel Family Locations


Financial Details

Postel Family Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Postel Family. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Postel Family U.S. Average
7.83% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Postel Family had $444,907 in non-current loans and $89,950 in owned assets. To cover these potential losses it had $6,627,035 in net worth and $201,845 in loans loss reserves. That gives it a Texas Ratio of 7.83%.

Net Worth
Postel Family U.S. Average
10.59% 13.61%

Postel Family FCU has a net worth of 10.59% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Postel Family

Branches and Savings

What is Postel Family?

A federal credit union, registered with the NCUA under certificate #67554.
Learn more about credit unions here.

Is Postel Family FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Postel Family?

Please see Field of Membership information above for information on who is eligible to join.

What are Postel Family's share account and share certificate rates?

Postel Family's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Postel Family?

Postel Family has total capital of $6.63 million. Full information on Postel Family's financial position is located above.

Who owns Postel Family?

Credit Unions are owned by their members.

Where are Postel Family branches located?

See branch locations nearby.

Are Postel Family ATMs Open 24/7?

Do Postel Family ATMs accept cash deposits?

Can Postel Family customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Postel Family have a mobile app?

Does Postel Family have mobile deposit?

Does Postel Family have quick pay?

How can Postel Family transfer money to other banks or credit unions?

Does Postel Family report to credit bureaus?

Does Postel Family use Chexsystems?

Does Postel Family use Equifax?

What is Postel Family's toll free phone number?

What is Postel Family's ACH Routing Number?

What is Postel Family's SWIFT code?

Where can I find Postel Family's wire transfer form?

What is the Postel Family address for deposits?

What Products Does Postel Family Offer

Does Postel Family offer mortgages?

Compare mortgage rates here.

Does Postel Family offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Postel Family offer auto and RV loans?

Compare auto loan rates here.

Does Postel Family offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Postel Family

There are currently no comments for Postel Family. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →