Postel Family Credit Union

Headquarters

4400 Maplewood Ave
Wichita Falls, TX 76308
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 4.35% →
1-Year CD 0.70% 4.59% →
2-Year CD 0.80% 4.47% →
5-Year CD 1.16% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Postel Family is an NCUA insured institution located in Wichita Falls, TX. It was founded in 1929 and has approximately $82.98 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67554
Date Established 1929
Assets $82.98 million
Loans $39.65 million
Deposits $73.18 million
Capital $9.31 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Baylor, Archer, Clay, Wichita or Wilbarger Counties in Texas. Membership is also open to employees of American Medical Response, Clay County Taxing Authority, Clay County, and over 30 other select employee groups.

Deposit Rates - September 29, 2026

Your Current Location: Maine, ME

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.01% $10,000 $14,999 Learn More
48 Mo CD
1.01% $100,000 $199,999 Learn More
60 Mo CD
1.16% $10,000 $14,999 Learn More
60 Mo CD
1.16% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 29, 2026

Your Current Location: Maine, ME

There are currently no loan rates available for Postel Family

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Maine 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Maine Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to Postel Family
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Branches

Below are Postel Family branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Westbrook,Maine


Postel Family Locations


BranchDistance Map View Lobby Hours

Broad

1637.26 A View Lobby Hours

McNiel

1640.53 B View Lobby Hours


Climate Policy and Initiatives

POSTEL FAMILY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Postel Family Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Postel Family. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Postel Family U.S. Average
8.21% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Postel Family had $749,515 in non-current loans and $24,199 in owned assets. To cover these potential losses it had $9,311,337 in net worth and $114,678 in loans loss reserves. That gives it a Texas Ratio of 8.21%.

Net Worth
Postel Family U.S. Average
11.22% 14.48%

Postel Family FCU has a net worth of 11.22% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Postel Family

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