This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.67% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 835 | 585 |
| 2 | 50,835 | 849 | 594 |
| 3 | 51,684 | 863 | 604 |
| 4 | 52,547 | 878 | 614 |
| 5 | 53,425 | 892 | 625 |
| 6 | 54,317 | 907 | 635 |
| 7 | 55,224 | 922 | 646 |
| 8 | 56,146 | 938 | 656 |
| 9 | 57,084 | 953 | 667 |
| 10 | 58,037 | 969 | 678 |
| 11 | 59,006 | 985 | 690 |
| 12 | 59,992 | 1,002 | 701 |
| 13 | 60,994 | 1,019 | 713 |
| 14 | 62,012 | 1,036 | 725 |
| 15 | 63,048 | 1,053 | 737 |
| 16 | 64,101 | 1,070 | 749 |
| 17 | 65,171 | 1,088 | 762 |
| 18 | 66,259 | 1,107 | 775 |
| 19 | 67,366 | 1,125 | 788 |
| 20 | 68,491 | 1,144 | 801 |
| TOTAL | $19,635 | $13,744 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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