Findlay, OH 45840
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.05% →
1-Year CD 0.55% 1.05% →
2-Year CD 0.65% 1.11% →
5-Year CD 1.00% 1.56% →
30-Year Mortgage N.A. 2.88% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Hancock is an NCUA insured institution located in Findlay, OH. It was founded in 1938 and has approximately $83.71 millions in assets.

NCUA Insured Yes
Charter Number # # 2815
Date Established 1938
Assets $83.71 million
Loans $61.44 million
Deposits $74.40 million
Capital $8.61 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Hancock County.

Deposit Rates - August 13, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.30% $10,000 $14,999 Learn More
3 Mo CD
0.30% $100,000 $199,999 Learn More
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
30 Mo CD
0.70% $10,000 $14,999 Learn More
30 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.85% $10,000 $14,999 Learn More
48 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 13, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for HANCOCK

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.914% 2.875% 0.50 $1,250 $1,038 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Hancock branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Hancock Locations

Financial Details

Hancock Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hancock. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hancock U.S. Average
8.30% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Hancock had $615,532 in non-current loans and $120,288 in owned assets. To cover these potential losses it had $8,608,214 in net worth and $258,116 in loans loss reserves. That gives it a Texas Ratio of 8.30%.

Net Worth
Hancock U.S. Average
10.28% 13.61%

Hancock FCU has a net worth of 10.28% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Hancock

Branches and Savings

What is Hancock?

A federal credit union, registered with the NCUA under certificate #2815.
Learn more about credit unions here.

Is Hancock FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Hancock?

Please see Field of Membership information above for information on who is eligible to join.

What are Hancock's share account and share certificate rates?

Hancock's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Hancock?

Hancock has total capital of $8.61 million. Full information on Hancock's financial position is located above.

Who owns Hancock?

Credit Unions are owned by their members.

Where are Hancock branches located?

See branch locations nearby.

Are Hancock ATMs Open 24/7?

Do Hancock ATMs accept cash deposits?

Can Hancock customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Hancock have a mobile app?

Does Hancock have mobile deposit?

Does Hancock have quick pay?

How can Hancock transfer money to other banks or credit unions?

Does Hancock report to credit bureaus?

Does Hancock use Chexsystems?

Does Hancock use Equifax?

What is Hancock's toll free phone number?

What is Hancock's ACH Routing Number?

What is Hancock's SWIFT code?

Where can I find Hancock's wire transfer form?

What is the Hancock address for deposits?

What Products Does Hancock Offer

Does Hancock offer mortgages?

Compare mortgage rates here.

Does Hancock offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hancock offer auto and RV loans?

Compare auto loan rates here.

Does Hancock offer student loans or personal loans?

Compare personal loan rates here.

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