This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.59% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,295 | 907 |
| 2 | 51,295 | 1,329 | 930 |
| 3 | 52,624 | 1,363 | 954 |
| 4 | 53,986 | 1,398 | 979 |
| 5 | 55,385 | 1,434 | 1,004 |
| 6 | 56,819 | 1,472 | 1,030 |
| 7 | 58,291 | 1,510 | 1,057 |
| 8 | 59,801 | 1,549 | 1,084 |
| 9 | 61,349 | 1,589 | 1,112 |
| 10 | 62,938 | 1,630 | 1,141 |
| 11 | 64,568 | 1,672 | 1,171 |
| 12 | 66,241 | 1,716 | 1,201 |
| 13 | 67,956 | 1,760 | 1,232 |
| 14 | 69,716 | 1,806 | 1,264 |
| 15 | 71,522 | 1,852 | 1,297 |
| 16 | 73,375 | 1,900 | 1,330 |
| 17 | 75,275 | 1,950 | 1,365 |
| 18 | 77,225 | 2,000 | 1,400 |
| 19 | 79,225 | 2,052 | 1,436 |
| 20 | 81,277 | 2,105 | 1,474 |
| TOTAL | $33,382 | $23,367 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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