Norstar Federal Credit Union

Headquarters

P O Box 917
Britton, SD 57430
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Notable Rates APY Vs.Others
Savings 0.10% 4.35% →
1-Year CD 0.60% 4.59% →
2-Year CD 0.80% 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Norstar is an NCUA insured institution located in Britton, SD. It was founded in 1942 and has approximately $77.87 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4951
Date Established 1942
Assets $77.87 million
Loans $48.76 million
Deposits $65.87 million
Capital $11.70 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Marshall, Day or Eastern Brown County in South Dakota or Sargent County in North Dakota.

Deposit Rates - October 2, 2026

Your Current Location: Vermont, VT

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.25% $10,000 $14,999 Learn More
48 Mo CD
1.25% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 2, 2026

Your Current Location: Vermont, VT

There are currently no loan rates available for Norstar

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Vermont 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Vermont Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to Norstar
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Branches

Below are Norstar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Essex Junction,Vermont


Norstar Locations


BranchDistance Map View Lobby Hours

Norstar Federal Credit Union

1309.63 A View Lobby Hours


Climate Policy and Initiatives

NORSTAR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Norstar Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Norstar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Norstar U.S. Average
0.49% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Norstar had $58,697 in non-current loans and $0 in owned assets. To cover these potential losses it had $11,698,165 in net worth and $215,702 in loans loss reserves. That gives it a Texas Ratio of 0.49%.

Net Worth
Norstar U.S. Average
15.02% 14.48%

Norstar FCU has a net worth of 15.02% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Norstar

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