This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.11% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,055 | 739 |
| 2 | 51,055 | 1,077 | 754 |
| 3 | 52,132 | 1,100 | 770 |
| 4 | 53,232 | 1,123 | 786 |
| 5 | 54,355 | 1,147 | 803 |
| 6 | 55,502 | 1,171 | 820 |
| 7 | 56,673 | 1,196 | 837 |
| 8 | 57,869 | 1,221 | 855 |
| 9 | 59,090 | 1,247 | 873 |
| 10 | 60,337 | 1,273 | 891 |
| 11 | 61,610 | 1,300 | 910 |
| 12 | 62,910 | 1,327 | 929 |
| 13 | 64,238 | 1,355 | 949 |
| 14 | 65,593 | 1,384 | 969 |
| 15 | 66,977 | 1,413 | 989 |
| 16 | 68,390 | 1,443 | 1,010 |
| 17 | 69,833 | 1,473 | 1,031 |
| 18 | 71,307 | 1,505 | 1,053 |
| 19 | 72,811 | 1,536 | 1,075 |
| 20 | 74,348 | 1,569 | 1,098 |
| TOTAL | $25,916 | $18,141 |
| Year | Rate 1.61% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 805 | 564 |
| 2 | 50,805 | 818 | 573 |
| 3 | 51,623 | 831 | 582 |
| 4 | 52,454 | 845 | 591 |
| 5 | 53,299 | 858 | 601 |
| 6 | 54,157 | 872 | 610 |
| 7 | 55,029 | 886 | 620 |
| 8 | 55,915 | 900 | 630 |
| 9 | 56,815 | 915 | 640 |
| 10 | 57,730 | 929 | 651 |
| 11 | 58,659 | 944 | 661 |
| 12 | 59,603 | 960 | 672 |
| 13 | 60,563 | 975 | 683 |
| 14 | 61,538 | 991 | 694 |
| 15 | 62,529 | 1,007 | 705 |
| 16 | 63,536 | 1,023 | 716 |
| 17 | 64,558 | 1,039 | 728 |
| 18 | 65,598 | 1,056 | 739 |
| 19 | 66,654 | 1,073 | 751 |
| 20 | 67,727 | 1,090 | 763 |
| TOTAL | $18,818 | $13,172 |
| Year | Rate 2.61% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,305 | 914 |
| 2 | 51,305 | 1,339 | 937 |
| 3 | 52,644 | 1,374 | 962 |
| 4 | 54,018 | 1,410 | 987 |
| 5 | 55,428 | 1,447 | 1,013 |
| 6 | 56,875 | 1,484 | 1,039 |
| 7 | 58,359 | 1,523 | 1,066 |
| 8 | 59,882 | 1,563 | 1,094 |
| 9 | 61,445 | 1,604 | 1,123 |
| 10 | 63,049 | 1,646 | 1,152 |
| 11 | 64,694 | 1,689 | 1,182 |
| 12 | 66,383 | 1,733 | 1,213 |
| 13 | 68,116 | 1,778 | 1,244 |
| 14 | 69,893 | 1,824 | 1,277 |
| 15 | 71,718 | 1,872 | 1,310 |
| 16 | 73,589 | 1,921 | 1,344 |
| 17 | 75,510 | 1,971 | 1,380 |
| 18 | 77,481 | 2,022 | 1,416 |
| 19 | 79,503 | 2,075 | 1,453 |
| 20 | 81,578 | 2,129 | 1,490 |
| TOTAL | $33,707 | $23,595 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.15% |
$1,000 |
Learn More | |
|
Last change: ↓0.15% on October 13. |
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