Compare Savings vs. CDs
Comparison of Deposit Account from PUBLIC SERVICE with 0.23%
- September 2026
Long-Term Analysis of ARBOR FINANCIAL with 0.40% APY and PUBLIC SERVICE with 0.23% APY and FIRST NEBRASKA with 0.45% APY and CENTRAL WISCONSIN with 1.01% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.40%-$50,00036 MonthCredit Union0.53x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
0.40%Annual
InterestAnnual Interest
(After Tax)1 50,000 200 140 2 50,200 201 141 3 50,401 202 141 4 50,602 202 142 5 50,805 203 142 6 51,008 204 143 7 51,212 205 143 8 51,417 206 144 9 51,623 206 145 10 51,829 207 145 11 52,036 208 146 12 52,245 209 146 13 52,454 210 147 14 52,663 211 147 15 52,874 211 148 16 53,085 212 149 17 53,298 213 149 18 53,511 214 150 19 53,725 215 150 20 53,940 216 151 TOTAL $4,156 $2,909 - 2LOCAL CD0.23%-$50,00018 MonthCredit Union0.40x (National Avg. - 0.58%)$10,000SCENARIO
Year Rate
0.23%Annual
InterestAnnual Interest
(After Tax)1 50,000 115 81 2 50,115 115 81 3 50,230 116 81 4 50,346 116 81 5 50,462 116 81 6 50,578 116 81 7 50,694 117 82 8 50,811 117 82 9 50,927 117 82 10 51,045 117 82 11 51,162 118 82 12 51,280 118 83 13 51,398 118 83 14 51,516 118 83 15 51,634 119 83 16 51,753 119 83 17 51,872 119 84 18 51,991 120 84 19 52,111 120 84 20 52,231 120 84 TOTAL $2,351 $1,646 - 3LOCAL CD0.45%-$50,00024 MonthCredit Union0.68x (National Avg. - 0.66%)$100,000SCENARIO
Year Rate
0.45%Annual
InterestAnnual Interest
(After Tax)1 50,000 225 158 2 50,225 226 158 3 50,451 227 159 4 50,678 228 160 5 50,906 229 160 6 51,135 230 161 7 51,365 231 162 8 51,596 232 163 9 51,829 233 163 10 52,062 234 164 11 52,296 235 165 12 52,531 236 165 13 52,768 237 166 14 53,005 239 167 15 53,244 240 168 16 53,483 241 168 17 53,724 242 169 18 53,966 243 170 19 54,209 244 171 20 54,453 245 172 TOTAL $4,698 $3,288 - 4LOCAL CD1.01%-$50,00060 MonthCredit Union1.09x (National Avg. - 0.93%)$1,000SCENARIO
Year Rate
1.01%Annual
InterestAnnual Interest
(After Tax)1 50,000 503 352 2 50,503 508 355 3 51,010 513 359 4 51,523 518 362 5 52,041 523 366 6 52,564 528 370 7 53,092 534 374 8 53,625 539 377 9 54,164 544 381 10 54,709 550 385 11 55,258 555 389 12 55,814 561 393 13 56,375 567 397 14 56,941 572 401 15 57,514 578 405 16 58,092 584 409 17 58,675 590 413 18 59,265 596 417 19 59,861 602 421 20 60,462 608 425 TOTAL $11,070 $7,749
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
|
|
Take your savings to the next level with our 12-month online CD special! 12-Month |
||||
|
|
4.50% |
$500 |
Learn More | |
|
Last change: ↑0.45% on April 27. |
||||
|
|
4.50% |
$500 |
Learn More | |
|
Last change: ↑0.43% on April 27. |
||||
|
|
4.50% |
$10,000 |
Learn More | |
|
Last change: ↑0.65% on August 6. |
||||
|
|
4.50% |
$10,000 |
Learn More | |
|
Last change: ↑1.20% on August 6. |
||||
