TRAVERSE CATHOLIC

Headquarters

3797 VETERANS DR
Traverse City, MI 49684
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.91% →
1-Year CD 0.50% 0.85% →
2-Year CD 0.60% 0.95% →
5-Year CD 0.95% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Traverse Catholic is an NCUA insured institution located in Traverse City, MI. It was founded in 1950 and has approximately $70.89 millions in assets.

NCUA Insured Yes
Charter Number # # 6844
Date Established 1950
Assets $70.89 million
Loans $43.54 million
Deposits $65.59 million
Capital $4.85 million
 

Deposit Rates - November 25, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
0.95% $10,000 $14,999 Learn More
60 Mo CD
0.95% $100,000 $199,999 Learn More

Loan Rates - November 25, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TRAVERSE CATHOLIC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
New American Funding
NMLS ID: 6606
2.604% 2.500% 0.75 $3,434 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to TRAVERSE CATHOLIC
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Traverse Catholic branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Traverse Catholic Locations


Financial Details

Traverse Catholic Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Traverse Catholic. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Traverse Catholic U.S. Average
13.00% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Traverse Catholic had $494,857 in non-current loans and $190,000 in owned assets. To cover these potential losses it had $4,848,448 in net worth and $420,320 in loans loss reserves. That gives it a Texas Ratio of 13.00%.

Net Worth
Traverse Catholic U.S. Average
6.83% 13.61%

Traverse Catholic FCU has a net worth of 6.83% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Traverse Catholic

Branches and Savings

What is Traverse Catholic?

A federal credit union, registered with the NCUA under certificate #6844.
Learn more about credit unions here.

Is Traverse Catholic FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Traverse Catholic?

Please see Field of Membership information above for information on who is eligible to join.

What are Traverse Catholic's share account and share certificate rates?

Traverse Catholic's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Traverse Catholic?

Traverse Catholic has total capital of $4.85 million. Full information on Traverse Catholic's financial position is located above.

Who owns Traverse Catholic?

Credit Unions are owned by their members.

Where are Traverse Catholic branches located?

See branch locations nearby.

Are Traverse Catholic ATMs Open 24/7?

Do Traverse Catholic ATMs accept cash deposits?

Can Traverse Catholic customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Traverse Catholic have a mobile app?

Does Traverse Catholic have mobile deposit?

Does Traverse Catholic have quick pay?

How can Traverse Catholic transfer money to other banks or credit unions?

Does Traverse Catholic report to credit bureaus?

Does Traverse Catholic use Chexsystems?

Does Traverse Catholic use Equifax?

What is Traverse Catholic's toll free phone number?

What is Traverse Catholic's ACH Routing Number?

What is Traverse Catholic's SWIFT code?

Where can I find Traverse Catholic's wire transfer form?

What is the Traverse Catholic address for deposits?

What Products Does Traverse Catholic Offer

Does Traverse Catholic offer mortgages?

Compare mortgage rates here.

Does Traverse Catholic offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Traverse Catholic offer auto and RV loans?

Compare auto loan rates here.

Does Traverse Catholic offer student loans or personal loans?

Compare personal loan rates here.

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