This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.07% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 533 | 373 |
| 2 | 50,533 | 539 | 377 |
| 3 | 51,072 | 544 | 381 |
| 4 | 51,616 | 550 | 385 |
| 5 | 52,166 | 556 | 389 |
| 6 | 52,722 | 562 | 393 |
| 7 | 53,284 | 568 | 398 |
| 8 | 53,852 | 574 | 402 |
| 9 | 54,427 | 580 | 406 |
| 10 | 55,007 | 586 | 410 |
| 11 | 55,593 | 593 | 415 |
| 12 | 56,186 | 599 | 419 |
| 13 | 56,785 | 605 | 424 |
| 14 | 57,390 | 612 | 428 |
| 15 | 58,002 | 618 | 433 |
| 16 | 58,620 | 625 | 437 |
| 17 | 59,245 | 632 | 442 |
| 18 | 59,876 | 638 | 447 |
| 19 | 60,515 | 645 | 452 |
| 20 | 61,160 | 652 | 456 |
| TOTAL | $11,812 | $8,268 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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