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Comparison of Deposit Account from R G with 0.75% - October 2026


Long-Term Analysis of R G with 0.75% APY and RIVER REGION with 0.98% APY and UFCW COMMUNITY with 0.85% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    R G
    0.75%
    -
    $50,000
    36 Month
    Credit Union
    0.99x (National Avg. - 0.76%)
    $10,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 262
    2 50,375 377 264
    3 50,752 380 266
    4 51,132 383 268
    5 51,515 386 270
    6 51,901 389 272
    7 52,289 392 274
    8 52,681 395 276
    9 53,076 398 278
    10 53,473 401 280
    11 53,874 404 282
    12 54,277 407 285
    13 54,684 410 287
    14 55,093 413 289
    15 55,506 416 291
    16 55,922 419 293
    17 56,341 422 295
    18 56,763 425 298
    19 57,188 428 300
    20 57,616 432 302
    TOTAL $8,048 $5,633
  • 2
    LOCAL CD
    RIVER REGION
    0.98%
    -
    $50,000
    36 Month
    Credit Union
    1.29x (National Avg. - 0.76%)
    $500
     
    SCENARIO
    Year Rate
    0.98%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 490 343
    2 50,490 495 346
    3 50,985 500 350
    4 51,484 505 353
    5 51,989 509 357
    6 52,498 514 360
    7 53,013 520 364
    8 53,533 525 367
    9 54,057 530 371
    10 54,587 535 374
    11 55,122 540 378
    12 55,662 545 382
    13 56,208 551 386
    14 56,758 556 389
    15 57,315 562 393
    16 57,876 567 397
    17 58,443 573 401
    18 59,016 578 405
    19 59,595 584 409
    20 60,179 590 413
    TOTAL $10,768 $7,538
  • 3
    LOCAL CD
    UFCW COMMUNITY
    0.85%
    -
    $50,000
    36 Month
    Credit Union
    1.12x (National Avg. - 0.76%)
    $10,000
     
    SCENARIO
    Year Rate
    0.85%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 425 298
    2 50,425 429 300
    3 50,854 432 303
    4 51,286 436 305
    5 51,722 440 308
    6 52,161 443 310
    7 52,605 447 313
    8 53,052 451 316
    9 53,503 455 318
    10 53,958 459 321
    11 54,416 463 324
    12 54,879 466 327
    13 55,345 470 329
    14 55,816 474 332
    15 56,290 478 335
    16 56,769 483 338
    17 57,251 487 341
    18 57,738 491 344
    19 58,229 495 346
    20 58,724 499 349
    TOTAL $9,223 $6,456

    All calculations are for demonstration purposes only.

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    ONLINE BANKS APY? MIN?

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