3124 W Edgewood Dr
Jefferson City, MO 65109


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 64283
Date Established 1954
Assets $237.25 million
Loans $196.24 million
Deposits $209.84 million
Capital $22.65 million

River Region is an NCUA insured institution located in Jefferson City, MO. It was founded in 1954 and has approximately $237.25 millions in assets.

Field of Membership Restrictions

Eligible to anyone working or living in certain counties in Missouri as well as those who work for select employer groups.

Deposit Rates - May 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $1,000 $10,000 Learn MoreShow Less
Money Market
0.50% $10,001 $25,000 Learn MoreShow Less
Money Market
0.55% $25,001 $99,999 Learn MoreShow Less
Fixed IRA
1.85% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.25% $500 - Learn MoreShow Less
6 Mo CD
2.00% $500 - Learn MoreShow Less
12 Mo CD
1.85% $500 - Learn MoreShow Less
18 Mo CD
1.80% $500 - Learn MoreShow Less
24 Mo CD
2.65% $500 - Learn MoreShow Less
30 Mo CD
1.80% $500 - Learn MoreShow Less
36 Mo CD
2.60% $500 - Learn MoreShow Less
48 Mo CD
2.69% $500 - Learn MoreShow Less
60 Mo CD
2.69% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.50% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 - Learn MoreShow Less

Loan Rates - May 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for RIVER REGION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.905% 3.875% 0.38 $900 $1,176 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are River Region branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

River Region Locations

Financial Details

River Region Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of River Region. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
River Region U.S. Average
7.34% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, River Region had $1,795,286 in non-current loans and $0 in owned assets. To cover these potential losses it had $22,646,107 in net worth and $1,810,329 in loans loss reserves. That gives it a Texas Ratio of 7.34%.

Net Worth
River Region U.S. Average
9.54% 13.61%

River Region FCU has a net worth of 9.54% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About River Region

Branches and Savings

What is River Region?

A federal credit union, registered with the NCUA under certificate #64283.
Learn more about credit unions here.

Is River Region FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join River Region?

Please see Field of Membership information above for information on who is eligible to join.

What are River Region's share account and share certificate rates?

River Region's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is River Region?

River Region has total capital of $22.65 million. Full information on River Region's financial position is located above.

Who owns River Region?

Credit Unions are owned by their members.

Where are River Region branches located?

See branch locations nearby.

Are River Region ATMs Open 24/7?

Do River Region ATMs accept cash deposits?

Can River Region customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does River Region have a mobile app?

Does River Region have mobile deposit?

Does River Region have quick pay?

How can River Region transfer money to other banks or credit unions?

Does River Region report to credit bureaus?

Does River Region use Chexsystems?

Does River Region use Equifax?

What is River Region's toll free phone number?

What is River Region's ACH Routing Number?

What is River Region's SWIFT code?

Where can I find River Region's wire transfer form?

What is the River Region address for deposits?

What Products Does River Region Offer

Does River Region offer mortgages?

Compare mortgage rates here.

Does River Region offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does River Region offer auto and RV loans?

Compare auto loan rates here.

Does River Region offer student loans or personal loans?

Compare personal loan rates here.

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