3124 W Edgewood Dr
Jefferson City, MO 65109

Notable Rates APY Vs.Others
Savings 0.05% 2.10% →
1-Year CD 0.85% 2.02% →
2-Year CD 0.90% 2.02% →
5-Year CD 1.00% 2.02% →
30-Year Mortgage N.A. 3.03% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 3.25% →

2020 Overview

General Credit Union Information

River Region is an NCUA insured institution located in Jefferson City, MO. It was founded in 1954 and has approximately $250.1 millions in assets.

NCUA Insured Yes
Charter Number # # 64283
Date Established 1954
Assets $250.10 million
Loans $196.33 million
Deposits $220.19 million
Capital $23.71 million

Field of Membership Restrictions

Eligible to anyone working or living in certain counties in Missouri as well as those who work for select employer groups.

Deposit Rates - March 30, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $1,000 $10,000 Learn MoreShow Less
Money Market
0.50% $10,001 $25,000 Learn MoreShow Less
Money Market
0.55% $25,001 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.80% $500 - Learn MoreShow Less
6 Mo CD
0.80% $500 - Learn MoreShow Less
Special: 8 Mo CD
1.02% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.50% $1 - Learn MoreShow Less
Fixed IRA
0.85% $500 - Learn MoreShow Less
Special: 8 Mo FIRA
1.02% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 - Learn MoreShow Less

Loan Rates - March 30, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for RIVER REGION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info

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Below are River Region branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

River Region Locations

Financial Details

River Region Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of River Region. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
River Region U.S. Average
7.19% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, River Region had $1,830,371 in non-current loans and $0 in owned assets. To cover these potential losses it had $23,706,829 in net worth and $1,758,387 in loans loss reserves. That gives it a Texas Ratio of 7.19%.

Net Worth
River Region U.S. Average
9.47% 13.65%

River Region FCU has a net worth of 9.47% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About River Region

Branches and Savings

What is River Region?

A federal credit union, registered with the NCUA under certificate #64283.
Learn more about credit unions here.

Is River Region FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join River Region?

Please see Field of Membership information above for information on who is eligible to join.

What are River Region's share account and share certificate rates?

River Region's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is River Region?

River Region has total capital of $23.71 million. Full information on River Region's financial position is located above.

Who owns River Region?

Credit Unions are owned by their members.

Where are River Region branches located?

See branch locations nearby.

Are River Region ATMs Open 24/7?

Do River Region ATMs accept cash deposits?

Can River Region customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does River Region have a mobile app?

Does River Region have mobile deposit?

Does River Region have quick pay?

How can River Region transfer money to other banks or credit unions?

Does River Region report to credit bureaus?

Does River Region use Chexsystems?

Does River Region use Equifax?

What is River Region's toll free phone number?

What is River Region's ACH Routing Number?

What is River Region's SWIFT code?

Where can I find River Region's wire transfer form?

What is the River Region address for deposits?

What Products Does River Region Offer

Does River Region offer mortgages?

Compare mortgage rates here.

Does River Region offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does River Region offer auto and RV loans?

Compare auto loan rates here.

Does River Region offer student loans or personal loans?

Compare personal loan rates here.

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