This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.45% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,725 | 1,208 |
| 2 | 51,725 | 1,785 | 1,249 |
| 3 | 53,510 | 1,846 | 1,292 |
| 4 | 55,356 | 1,910 | 1,337 |
| 5 | 57,265 | 1,976 | 1,383 |
| 6 | 59,241 | 2,044 | 1,431 |
| 7 | 61,285 | 2,114 | 1,480 |
| 8 | 63,399 | 2,187 | 1,531 |
| 9 | 65,586 | 2,263 | 1,584 |
| 10 | 67,849 | 2,341 | 1,639 |
| 11 | 70,190 | 2,422 | 1,695 |
| 12 | 72,612 | 2,505 | 1,754 |
| 13 | 75,117 | 2,592 | 1,814 |
| 14 | 77,708 | 2,681 | 1,877 |
| 15 | 80,389 | 2,773 | 1,941 |
| 16 | 83,162 | 2,869 | 2,008 |
| 17 | 86,032 | 2,968 | 2,078 |
| 18 | 89,000 | 3,070 | 2,149 |
| 19 | 92,070 | 3,176 | 2,223 |
| 20 | 95,247 | 3,286 | 2,300 |
| TOTAL | $48,533 | $33,973 |
| Year | Rate 2.65% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,325 | 928 |
| 2 | 51,325 | 1,360 | 952 |
| 3 | 52,685 | 1,396 | 977 |
| 4 | 54,081 | 1,433 | 1,003 |
| 5 | 55,514 | 1,471 | 1,030 |
| 6 | 56,986 | 1,510 | 1,057 |
| 7 | 58,496 | 1,550 | 1,085 |
| 8 | 60,046 | 1,591 | 1,114 |
| 9 | 61,637 | 1,633 | 1,143 |
| 10 | 63,270 | 1,677 | 1,174 |
| 11 | 64,947 | 1,721 | 1,205 |
| 12 | 66,668 | 1,767 | 1,237 |
| 13 | 68,435 | 1,814 | 1,269 |
| 14 | 70,248 | 1,862 | 1,303 |
| 15 | 72,110 | 1,911 | 1,338 |
| 16 | 74,021 | 1,962 | 1,373 |
| 17 | 75,982 | 2,014 | 1,409 |
| 18 | 77,996 | 2,067 | 1,447 |
| 19 | 80,063 | 2,122 | 1,485 |
| 20 | 82,185 | 2,178 | 1,525 |
| TOTAL | $34,362 | $24,054 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
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Last change: ↓0.16% on September 18. |
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|
4.25% |
$25,000 |
Learn More | |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.15% |
$1,000 |
Learn More | |
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Last change: ↓0.15% on October 13. |
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