Radifi Federal Credit Union

Headquarters

Po Box 2357
Jacksonville, FL 32232
See all branch locations →

Notable Rates APY Vs.Others
Savings 1.00% 5.55% →
1-Year CD 3.00% 5.41% →
2-Year CD 3.10% 5.25% →
5-Year CD 3.55% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Radifi is an NCUA insured institution located in Jacksonville, FL. It was founded in 1935 and has approximately $581.31 millions in assets.

Who can join?

You can join Jax Federal Credit Union if you live, learn, work, or worship in the following Northeast Florida counties:
Duval
Clay
Nassau
Baker
St. Johns Counties

NCUA Insured Yes / Federally Chartered
Charter Number # # 340
Date Established 1935
Assets $581.31 million
Loans $418.39 million
Deposits $509.42 million
Capital $61.20 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Duval, Clay, Nassau, Baker, or St. Johns counties in Florida.

Deposit Rates - May 17, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Youth
1.00% $5 - Learn More
SAV
0.10% $100 - Learn More
Money Market
0.75% $2,500 $9,999 Learn More
Money Market
0.85% $10,000 $24,999 Learn More
Money Market
1.05% $25,000 $49,999 Learn More
Money Market
1.10% $50,000 $99,999 Learn More
Money Market
1.85% $100,000 $249,999 Learn More
Money Market
2.05% $250,000 $499,999 Learn More
Money Market
2.15% $500,000 $999,999 Learn More
Money Market
2.35% $1,000,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Month
4.50% $500 $2,499 Learn More
6 Mo CD
4.50% $2,500 $24,999 Learn More
6 Month
4.50% $25,000 $49,999 Learn More
6 Month
4.50% $50,000 $99,999 Learn More
6 Mo CD
4.50% $100,000 - Learn More
12 Month
2.65% $500 $2,499 Learn More
12 Mo CD
2.70% $2,500 $24,999 Learn More
12 Month
2.75% $25,000 $49,999 Learn More
12 Month
2.85% $50,000 $99,999 Learn More
12 Mo CD
3.00% $100,000 - Learn More
13 Month Special
4.45% $2,000 $49,999 Learn More
13 Month Special
4.55% $50,000 - Learn More
18 Month
2.70% $500 $2,499 Learn More
18 Mo CD
2.75% $2,500 $24,999 Learn More
18 Month
2.80% $25,000 $49,999 Learn More
18 Month
2.90% $50,000 $99,999 Learn More
18 Mo CD
3.05% $100,000 - Learn More
23 Month Special
4.50% $2,000 $49,999 Learn More
23 Month Special
4.65% $50,000 - Learn More
24 Month
2.90% $500 $2,499 Learn More
24 Mo CD
2.95% $2,500 $24,999 Learn More
24 Month
3.00% $25,000 $49,999 Learn More
24 Month
3.05% $50,000 $99,999 Learn More
24 Mo CD
3.10% $100,000 - Learn More
30 Month
3.20% $500 $2,499 Learn More
30 Mo CD
3.30% $2,500 $24,999 Learn More
30 Month
3.35% $25,000 $49,999 Learn More
30 Month
3.40% $50,000 $99,999 Learn More
30 Mo CD
3.45% $100,000 - Learn More
36 Month
3.25% $500 $2,499 Learn More
36 Mo CD
3.30% $2,500 $24,999 Learn More
36 Month
3.35% $25,000 $49,999 Learn More
36 Month
3.40% $50,000 $99,999 Learn More
36 Mo CD
3.45% $100,000 - Learn More
48 Month
3.30% $500 $2,499 Learn More
48 Mo CD
3.35% $2,500 $24,999 Learn More
48 Month
3.40% $25,000 $49,999 Learn More
48 Month
3.45% $50,000 $99,999 Learn More
48 Mo CD
3.50% $100,000 - Learn More
60 Month
3.35% $500 $2,499 Learn More
60 Mo CD
3.40% $2,500 $24,999 Learn More
60 Month
3.45% $25,000 $49,999 Learn More
60 Month
3.50% $50,000 $99,999 Learn More
60 Mo CD
3.55% $100,000 - Learn More
Int Checking Rates APY MIN MAX
INTCK
0.00% $2,500 - Learn MoreShow Less

Loan Rates - May 17, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Radifi

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.967% 6.875% 0.75 $2,988 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
Neighbors Bank
NMLS ID: 491986
Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Radifi
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Radifi branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Radifi Locations



Climate Policy and Initiatives

RADIFI is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Radifi Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Radifi. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Radifi U.S. Average
11.83% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Radifi had $7,312,966 in non-current loans and $252,175 in owned assets. To cover these potential losses it had $61,196,019 in net worth and $2,755,342 in loans loss reserves. That gives it a Texas Ratio of 11.83%.

Net Worth
Radifi U.S. Average
10.52% 13.62%

Radifi FCU has a net worth of 10.52% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Radifi

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