Radifi Federal Credit Union

Headquarters

Po Box 2357
Jacksonville, FL 32232
See all branch locations →

Notable Rates APY Vs.Others
Savings 1.00% 4.35% →
1-Year CD 3.00% 4.59% →
2-Year CD 3.10% 4.47% →
5-Year CD 3.55% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Radifi is an NCUA insured institution located in Jacksonville, FL. It was founded in 1935 and has approximately $706.46 millions in assets.

Who can join?

You can join Jax Federal Credit Union if you live, learn, work, or worship in the following Northeast Florida counties:
Duval
Clay
Nassau
Baker
St. Johns Counties

NCUA Insured Yes / Federally Chartered
Charter Number # # 340
Date Established 1935
Assets $706.46 million
Loans $537.18 million
Deposits $571.09 million
Capital $67.24 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Duval, Clay, Nassau, Baker, or St. Johns counties in Florida.

Deposit Rates - September 27, 2026

Your Current Location: New York, NY 10116

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Youth
1.00% $5 - Learn More
SAV
0.10% $100 - Learn More
Money Market
0.75% $2,500 $9,999 Learn More
Money Market
0.85% $10,000 $24,999 Learn More
Money Market
1.05% $25,000 $49,999 Learn More
Money Market
1.10% $50,000 $99,999 Learn More
Money Market
1.85% $100,000 $249,999 Learn More
Money Market
2.05% $250,000 $499,999 Learn More
Money Market
2.15% $500,000 $999,999 Learn More
Money Market
2.35% $1,000,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Month
4.50% $500 $2,499 Learn More
6 Mo CD
4.50% $2,500 $24,999 Learn More
6 Month
4.50% $25,000 $49,999 Learn More
6 Month
4.50% $50,000 $99,999 Learn More
6 Mo CD
4.50% $100,000 - Learn More
12 Month
2.65% $500 $2,499 Learn More
12 Mo CD
2.70% $2,500 $24,999 Learn More
12 Month
2.75% $25,000 $49,999 Learn More
12 Month
2.85% $50,000 $99,999 Learn More
12 Mo CD
3.00% $100,000 - Learn More
13 Month Special
4.45% $2,000 $49,999 Learn More
13 Month Special
4.55% $50,000 - Learn More
18 Month
2.70% $500 $2,499 Learn More
18 Mo CD
2.75% $2,500 $24,999 Learn More
18 Month
2.80% $25,000 $49,999 Learn More
18 Month
2.90% $50,000 $99,999 Learn More
18 Mo CD
3.05% $100,000 - Learn More
23 Month Special
4.50% $2,000 $49,999 Learn More
23 Month Special
4.65% $50,000 - Learn More
24 Month
2.90% $500 $2,499 Learn More
24 Mo CD
2.95% $2,500 $24,999 Learn More
24 Month
3.00% $25,000 $49,999 Learn More
24 Month
3.05% $50,000 $99,999 Learn More
24 Mo CD
3.10% $100,000 - Learn More
30 Month
3.20% $500 $2,499 Learn More
30 Mo CD
3.30% $2,500 $24,999 Learn More
30 Month
3.35% $25,000 $49,999 Learn More
30 Month
3.40% $50,000 $99,999 Learn More
30 Mo CD
3.45% $100,000 - Learn More
36 Month
3.25% $500 $2,499 Learn More
36 Mo CD
3.30% $2,500 $24,999 Learn More
36 Month
3.35% $25,000 $49,999 Learn More
36 Month
3.40% $50,000 $99,999 Learn More
36 Mo CD
3.45% $100,000 - Learn More
48 Month
3.30% $500 $2,499 Learn More
48 Mo CD
3.35% $2,500 $24,999 Learn More
48 Month
3.40% $25,000 $49,999 Learn More
48 Month
3.45% $50,000 $99,999 Learn More
48 Mo CD
3.50% $100,000 - Learn More
60 Month
3.35% $500 $2,499 Learn More
60 Mo CD
3.40% $2,500 $24,999 Learn More
60 Month
3.45% $25,000 $49,999 Learn More
60 Month
3.50% $50,000 $99,999 Learn More
60 Mo CD
3.55% $100,000 - Learn More
Int Checking Rates APY MIN MAX
INTCK
0.00% $2,500 - Learn MoreShow Less

Loan Rates - September 27, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Radifi

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - New York Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to Radifi
To upload and update your bank's rates please register. It is free to register and add rates.







Branches

Below are Radifi branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York



Climate Policy and Initiatives

RADIFI is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Radifi Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Radifi. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Radifi U.S. Average
10.03% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Radifi had $6,933,517 in non-current loans and $87,782 in owned assets. To cover these potential losses it had $67,239,269 in net worth and $2,755,342 in loans loss reserves. That gives it a Texas Ratio of 10.03%.

Net Worth
Radifi U.S. Average
9.52% 14.48%

Radifi FCU has a net worth of 9.52% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Radifi

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