This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.69% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,845 | 1,292 |
| 2 | 51,845 | 1,913 | 1,339 |
| 3 | 53,758 | 1,984 | 1,389 |
| 4 | 55,742 | 2,057 | 1,440 |
| 5 | 57,799 | 2,133 | 1,493 |
| 6 | 59,931 | 2,211 | 1,548 |
| 7 | 62,143 | 2,293 | 1,605 |
| 8 | 64,436 | 2,378 | 1,664 |
| 9 | 66,814 | 2,465 | 1,726 |
| 10 | 69,279 | 2,556 | 1,789 |
| 11 | 71,835 | 2,651 | 1,856 |
| 12 | 74,486 | 2,749 | 1,924 |
| 13 | 77,235 | 2,850 | 1,995 |
| 14 | 80,085 | 2,955 | 2,069 |
| 15 | 83,040 | 3,064 | 2,145 |
| 16 | 86,104 | 3,177 | 2,224 |
| 17 | 89,281 | 3,294 | 2,306 |
| 18 | 92,576 | 3,416 | 2,391 |
| 19 | 95,992 | 3,542 | 2,479 |
| 20 | 99,534 | 3,673 | 2,571 |
| TOTAL | $53,207 | $37,245 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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