This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.10% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,050 | 735 |
| 2 | 51,050 | 1,072 | 750 |
| 3 | 52,122 | 1,095 | 766 |
| 4 | 53,217 | 1,118 | 782 |
| 5 | 54,334 | 1,141 | 799 |
| 6 | 55,475 | 1,165 | 815 |
| 7 | 56,640 | 1,189 | 833 |
| 8 | 57,830 | 1,214 | 850 |
| 9 | 59,044 | 1,240 | 868 |
| 10 | 60,284 | 1,266 | 886 |
| 11 | 61,550 | 1,293 | 905 |
| 12 | 62,842 | 1,320 | 924 |
| 13 | 64,162 | 1,347 | 943 |
| 14 | 65,510 | 1,376 | 963 |
| 15 | 66,885 | 1,405 | 983 |
| 16 | 68,290 | 1,434 | 1,004 |
| 17 | 69,724 | 1,464 | 1,025 |
| 18 | 71,188 | 1,495 | 1,046 |
| 19 | 72,683 | 1,526 | 1,068 |
| 20 | 74,209 | 1,558 | 1,091 |
| TOTAL | $25,768 | $18,037 |
| Year | Rate 1.71% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 855 | 599 |
| 2 | 50,855 | 870 | 609 |
| 3 | 51,725 | 884 | 619 |
| 4 | 52,609 | 900 | 630 |
| 5 | 53,509 | 915 | 640 |
| 6 | 54,424 | 931 | 651 |
| 7 | 55,354 | 947 | 663 |
| 8 | 56,301 | 963 | 674 |
| 9 | 57,264 | 979 | 685 |
| 10 | 58,243 | 996 | 697 |
| 11 | 59,239 | 1,013 | 709 |
| 12 | 60,252 | 1,030 | 721 |
| 13 | 61,282 | 1,048 | 734 |
| 14 | 62,330 | 1,066 | 746 |
| 15 | 63,396 | 1,084 | 759 |
| 16 | 64,480 | 1,103 | 772 |
| 17 | 65,583 | 1,121 | 785 |
| 18 | 66,704 | 1,141 | 798 |
| 19 | 67,845 | 1,160 | 812 |
| 20 | 69,005 | 1,180 | 826 |
| TOTAL | $20,185 | $14,129 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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Last change: ↑0.20% on April 9. |
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|
|
4.46% |
$50,000 |
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Last change: ↑0.26% on April 9. |
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|
4.45% |
$1,500 |
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Last change: ↑0.10% on July 13. |
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