BREWER

Headquarters

PO BOX 189
Brewer, ME 04412
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.60% →
1-Year CD 0.80% 1.55% →
2-Year CD 1.21% 1.45% →
5-Year CD 1.51% 1.66% →
30-Year Mortgage N.A. 3.08% →
15-Year Mortgage N.A. 2.65% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Brewer is an NCUA insured institution located in Brewer, ME. It was founded in 1960 and has approximately $62.88 millions in assets.

NCUA Insured Yes
Charter Number # # 13682
Date Established 1960
Assets $62.88 million
Loans $49.70 million
Deposits $55.54 million
Capital $7.05 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in, and have a business and other legal entities of Penobscot County or the Town of Dedham, Maine.

Deposit Rates - May 30, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $5 - Learn More
Money Market
0.30% $2,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $500 - Learn More
12 Mo CD
0.80% $500 - Learn More
18 Mo CD
1.00% $500 - Learn More
24 Mo CD
1.21% $500 - Learn More
36 Mo CD
1.41% $500 - Learn More
48 Mo CD
1.46% $500 - Learn More
60 Mo CD
1.51% $500 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 $14,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.80% $500 - Learn MoreShow Less

Loan Rates - May 30, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BREWER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.952% 2.875% 1.00 $2,485 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to BREWER
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Brewer branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Brewer Locations


Financial Details

Brewer Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Brewer. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Brewer U.S. Average
12.21% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Brewer had $879,224 in non-current loans and $16,150 in owned assets. To cover these potential losses it had $7,048,039 in net worth and $282,187 in loans loss reserves. That gives it a Texas Ratio of 12.21%.

Net Worth
Brewer U.S. Average
11.2% 13.86%

Brewer FCU has a net worth of 11.2% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Brewer

Branches and Savings

What is Brewer?

A federal credit union, registered with the NCUA under certificate #13682.
Learn more about credit unions here.

Is Brewer FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Brewer?

Please see Field of Membership information above for information on who is eligible to join.

What are Brewer's share account and share certificate rates?

Brewer's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Brewer?

Brewer has total capital of $7.05 million. Full information on Brewer's financial position is located above.

Who owns Brewer?

Credit Unions are owned by their members.

Where are Brewer branches located?

See branch locations nearby.

Are Brewer ATMs Open 24/7?

Do Brewer ATMs accept cash deposits?

Can Brewer customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Brewer have a mobile app?

Does Brewer have mobile deposit?

Does Brewer have quick pay?

How can Brewer transfer money to other banks or credit unions?

Does Brewer report to credit bureaus?

Does Brewer use Chexsystems?

Does Brewer use Equifax?

What is Brewer's toll free phone number?

What is Brewer's ACH Routing Number?

What is Brewer's SWIFT code?

Where can I find Brewer's wire transfer form?

What is the Brewer address for deposits?

What Products Does Brewer Offer

Does Brewer offer mortgages?

Compare mortgage rates here.

Does Brewer offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Brewer offer auto and RV loans?

Compare auto loan rates here.

Does Brewer offer student loans or personal loans?

Compare personal loan rates here.

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