This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.00% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 500 | 350 |
| 2 | 50,500 | 505 | 354 |
| 3 | 51,005 | 510 | 357 |
| 4 | 51,515 | 515 | 361 |
| 5 | 52,030 | 520 | 364 |
| 6 | 52,551 | 526 | 368 |
| 7 | 53,076 | 531 | 372 |
| 8 | 53,607 | 536 | 375 |
| 9 | 54,143 | 541 | 379 |
| 10 | 54,684 | 547 | 383 |
| 11 | 55,231 | 552 | 387 |
| 12 | 55,783 | 558 | 390 |
| 13 | 56,341 | 563 | 394 |
| 14 | 56,905 | 569 | 398 |
| 15 | 57,474 | 575 | 402 |
| 16 | 58,048 | 580 | 406 |
| 17 | 58,629 | 586 | 410 |
| 18 | 59,215 | 592 | 415 |
| 19 | 59,807 | 598 | 419 |
| 20 | 60,405 | 604 | 423 |
| TOTAL | $11,010 | $7,707 |
| Year | Rate 1.76% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 881 | 617 |
| 2 | 50,881 | 897 | 628 |
| 3 | 51,778 | 912 | 639 |
| 4 | 52,690 | 928 | 650 |
| 5 | 53,618 | 945 | 661 |
| 6 | 54,563 | 961 | 673 |
| 7 | 55,524 | 978 | 685 |
| 8 | 56,503 | 996 | 697 |
| 9 | 57,498 | 1,013 | 709 |
| 10 | 58,511 | 1,031 | 722 |
| 11 | 59,542 | 1,049 | 734 |
| 12 | 60,592 | 1,068 | 747 |
| 13 | 61,659 | 1,086 | 761 |
| 14 | 62,746 | 1,106 | 774 |
| 15 | 63,851 | 1,125 | 788 |
| 16 | 64,976 | 1,145 | 801 |
| 17 | 66,121 | 1,165 | 816 |
| 18 | 67,286 | 1,186 | 830 |
| 19 | 68,472 | 1,206 | 845 |
| 20 | 69,678 | 1,228 | 859 |
| TOTAL | $20,906 | $14,634 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
4.15% |
$1,000 |
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Last change: ↓0.15% on October 13. |
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|
4.15% |
$500 |
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