New England Federal Credit Union

Headquarters

P.o. Box 527
Williston, VT 05495
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.30% 4.01% →
1-Year CD 0.85% 4.65% →
2-Year CD 1.05% 4.73% →
5-Year CD 1.21% 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

New England is an NCUA insured institution located in Williston, VT. It was founded in 1961 and has approximately $1968.65 millions in assets.

Who can join?

You are eligible for membership if you live, work or attend school in any of the six counties of northwestern Vermont--Chittenden, Franklin, Grand Isle, Washington, Lamoille, Addison.

NCUA Insured Yes / Federally Chartered
Charter Number # # 19263
Date Established 1961
Assets $1,968.65 million
Loans $1,463.91 million
Deposits $1,718.85 million
Capital $234.33 million
 

Field of Membership Restrictions

Membership in New England Federal Credit Union is open to the following: (1) those who live, work or attend school in Chittenden, Grand Isle, Franklin, Lamoille, Washington or Addison Counties of Vermont; (2) those who live, work, volunteer, worship or attend school in Macomb, Oakland, Washtenaw, or Wayne Counties in Michigan; (3) employees or retirees of Blue Cross Blue Shield of Michigan; (4) Medical Mutual of Ohio; (5) those working in health care related organization in Monroe, St. Clair, or Genesee Counties in Michigan.

Deposit Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.30% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.40% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.75% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.85% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
1.05% $100,000 $199,999 Learn More
30 Mo CD
0.90% $10,000 $14,999 Learn More
30 Mo CD
1.05% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
1.10% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.05% $10,000 $14,999 Learn More
60 Mo CD
1.21% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NEW ENGLAND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
5.758% 5.690% 0.75 $1,858 $1,450 Learn More
Eligibility.org
NMLS ID: 1907
Learn More
Neighbors Bank
NMLS ID:
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.240 %
$0 Learn More
More Info

Note to NEW ENGLAND
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are New England branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


New England Locations



Climate Initiatives

NEW ENGLAND is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

New England Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of New England. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
New England U.S. Average
1.43% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, New England had $3,296,202 in non-current loans and $91,170 in owned assets. To cover these potential losses it had $234,332,114 in net worth and $3,285,370 in loans loss reserves. That gives it a Texas Ratio of 1.43%.

Net Worth
New England U.S. Average
11.9% 12.40%

New England FCU has a net worth of 11.9% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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