New England

Headquarters

P.o. Box 527
Williston, VT 05495
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.30% 0.65% →
1-Year CD 0.85% 0.70% →
2-Year CD 1.05% 0.75% →
5-Year CD 1.21% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

New England is an NCUA insured institution located in Williston, VT. It was founded in 1961 and has approximately $1837.56 millions in assets.

Who can join?

You are eligible for membership if you live, work or attend school in any of the six counties of northwestern Vermont--Chittenden, Franklin, Grand Isle, Washington, Lamoille, Addison.

NCUA Insured Yes / Federally Chartered
Charter Number # # 19263
Date Established 1961
Assets $1,837.56 million
Loans $1,326.05 million
Deposits $1,592.32 million
Capital $214.75 million
 

Field of Membership Restrictions

Membership in New England Federal Credit Union is open to the following: (1) those who live, work or attend school in Chittenden, Grand Isle, Franklin, Lamoille, Washington or Addison Counties of Vermont; (2) those who live, work, volunteer, worship or attend school in Macomb, Oakland, Washtenaw, or Wayne Counties in Michigan; (3) employees or retirees of Blue Cross Blue Shield of Michigan; (4) Medical Mutual of Ohio; (5) those working in health care related organization in Monroe, St. Clair, or Genesee Counties in Michigan.

Deposit Rates - July 26, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.30% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.40% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.75% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.85% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
1.05% $100,000 $199,999 Learn More
30 Mo CD
0.90% $10,000 $14,999 Learn More
30 Mo CD
1.05% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
1.10% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.05% $10,000 $14,999 Learn More
60 Mo CD
1.21% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - July 26, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NEW ENGLAND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.349% 3.250% 0.75 $3,125 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to NEW ENGLAND
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are New England branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


New England Locations


Financial Details

New England Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of New England. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
New England U.S. Average
0.75% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, New England had $1,598,051 in non-current loans and $44,628 in owned assets. To cover these potential losses it had $214,754,759 in net worth and $4,365,779 in loans loss reserves. That gives it a Texas Ratio of 0.75%.

Net Worth
New England U.S. Average
11.68% 12.20%

New England FCU has a net worth of 11.68% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About New England

Branches and Savings

What is New England?

A federal credit union, registered with the NCUA under certificate #19263.
Learn more about credit unions here.

Is New England FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. New England is insured by the NCUA.

Who can join New England?

Please see Field of Membership information above for information on who is eligible to join.

What are New England's share account and share certificate rates?

New England's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is New England?

New England has total capital of $214.75 million. Full information on New England's financial position is located above.

Who owns New England?

Credit Unions are owned by their members.

Where are New England branches located?

See branch locations nearby.

Are New England ATMs Open 24/7?

Do New England ATMs accept cash deposits?

Can New England customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does New England have a mobile app?

Does New England have mobile deposit?

Does New England have quick pay?

How can New England transfer money to other banks or credit unions?

Does New England report to credit bureaus?

Does New England use Chexsystems?

Does New England use Equifax?

What is New England's toll free phone number?

What is New England's ACH Routing Number?

What is New England's SWIFT code?

Where can I find New England's wire transfer form?

What is the New England address for deposits?

What Products Does New England Offer

Does New England offer mortgages?

Compare mortgage rates here.

Does New England offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does New England offer auto and RV loans?

Compare auto loan rates here.

Does New England offer student loans or personal loans?

Compare personal loan rates here.

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