This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.35% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,175 | 823 |
| 2 | 51,175 | 1,203 | 842 |
| 3 | 52,378 | 1,231 | 862 |
| 4 | 53,608 | 1,260 | 882 |
| 5 | 54,868 | 1,289 | 903 |
| 6 | 56,158 | 1,320 | 924 |
| 7 | 57,477 | 1,351 | 946 |
| 8 | 58,828 | 1,382 | 968 |
| 9 | 60,211 | 1,415 | 990 |
| 10 | 61,626 | 1,448 | 1,014 |
| 11 | 63,074 | 1,482 | 1,038 |
| 12 | 64,556 | 1,517 | 1,062 |
| 13 | 66,073 | 1,553 | 1,087 |
| 14 | 67,626 | 1,589 | 1,112 |
| 15 | 69,215 | 1,627 | 1,139 |
| 16 | 70,841 | 1,665 | 1,165 |
| 17 | 72,506 | 1,704 | 1,193 |
| 18 | 74,210 | 1,744 | 1,221 |
| 19 | 75,954 | 1,785 | 1,249 |
| 20 | 77,739 | 1,827 | 1,279 |
| TOTAL | $29,566 | $20,696 |
| Year | Rate 1.65% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 825 | 578 |
| 2 | 50,825 | 839 | 587 |
| 3 | 51,664 | 852 | 597 |
| 4 | 52,516 | 867 | 607 |
| 5 | 53,383 | 881 | 617 |
| 6 | 54,263 | 895 | 627 |
| 7 | 55,159 | 910 | 637 |
| 8 | 56,069 | 925 | 648 |
| 9 | 56,994 | 940 | 658 |
| 10 | 57,934 | 956 | 669 |
| 11 | 58,890 | 972 | 680 |
| 12 | 59,862 | 988 | 691 |
| 13 | 60,850 | 1,004 | 703 |
| 14 | 61,854 | 1,021 | 714 |
| 15 | 62,874 | 1,037 | 726 |
| 16 | 63,912 | 1,055 | 738 |
| 17 | 64,966 | 1,072 | 750 |
| 18 | 66,038 | 1,090 | 763 |
| 19 | 67,128 | 1,108 | 775 |
| 20 | 68,235 | 1,126 | 788 |
| TOTAL | $19,361 | $13,553 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
Learn More | |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
4.15% |
$500 |
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|
|
4.15% |
$1,000 |
Learn More | |
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Last change: ↓0.15% on October 13. |
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