5740 County Road 4
Bishop, TX 78343
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Chemcel is an NCUA insured institution located in Bishop, TX. It was founded in 1951 and has approximately $183.62 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 7129 |
| Date Established | 1951 |
| Assets | $183.62 million |
| Loans | $107.67 million |
| Deposits | $160.56 million |
| Capital | $21.91 million |
Your Current Location: Arizona, AZ 85001
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
|
Money Market
|
0.40% | $2,500 | $2,999 |
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|
|
Money Market
|
0.40% | $10,000 | $14,999 |
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|
|
Money Market
|
0.50% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.30% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.35% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.30% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.40% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.35% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.45% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
1.00% | $1 | $499 | Learn More |
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| Free Kasasa Cash | 3.00% | $0 | $0.00 | Learn More |
Your Current Location: Arizona, AZ 85001
There are currently no loan rates available for Chemcel
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Note to Chemcel
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Below are Chemcel branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Phoenix,Arizona
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 803.13 | A | View Lobby Hours | |
| 841.01 | B | View Lobby Hours | |
| 859.13 | C | View Lobby Hours | |
| 859.23 | D | View Lobby Hours | |
| 876.12 | E | View Lobby Hours | |
| 908.32 | F | View Lobby Hours | |
| 939.53 | G | View Lobby Hours |
CHEMCEL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Chemcel. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Chemcel | U.S. Average |
|---|---|
| 7.88% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Chemcel had $1,671,849 in non-current loans and $97,223 in owned assets. To cover these potential losses it had $21,910,338 in net worth and $546,004 in loans loss reserves. That gives it a Texas Ratio of 7.88%.
| Chemcel | U.S. Average |
|---|---|
| 11.93% | 14.48% |
Chemcel FCU has a net worth of 11.93% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 22, 2026
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