Chemcel

Headquarters

5740 County Road 4
Bishop, TX 78343
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.65% →
1-Year CD 1.20% 0.70% →
2-Year CD 1.30% 0.75% →
5-Year CD 1.45% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Chemcel is an NCUA insured institution located in Bishop, TX. It was founded in 1951 and has approximately $143.34 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 7129
Date Established 1951
Assets $143.34 million
Loans $84.73 million
Deposits $126.50 million
Capital $15.65 million
 

Field of Membership Restrictions

Membership in Chemcel Federal Credit Union is open to those who live, work, regularly conduct business in, worship or attend school, business and other legal entities in Nueces, Kleburg and Jim Wells counties. Membership is also open to employees or retirees of Celanese Corporation who work in or are supervised from Bishop plant, Clear Lake plant, Bay City plant and Dallas office and employees of other select companies.

Deposit Rates - May 15, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.40% $2,500 $2,999 Learn More
Money Market
0.40% $10,000 $14,999 Learn More
Money Market
0.50% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $10,000 $14,999 Learn More
6 Mo CD
0.85% $100,000 $199,999 Learn More
12 Mo CD
1.10% $10,000 $14,999 Learn More
12 Mo CD
1.20% $100,000 $199,999 Learn More
24 Mo CD
1.20% $10,000 $14,999 Learn More
24 Mo CD
1.30% $100,000 $199,999 Learn More
36 Mo CD
1.25% $10,000 $14,999 Learn More
36 Mo CD
1.35% $100,000 $199,999 Learn More
48 Mo CD
1.30% $10,000 $14,999 Learn More
48 Mo CD
1.40% $100,000 $199,999 Learn More
60 Mo CD
1.35% $10,000 $14,999 Learn More
60 Mo CD
1.45% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
1.00% $1 $499 Learn MoreShow Less
Checking Rates APY MIN FEE
Free Kasasa Cash 3.00% $0 $0.00 Learn MoreShow Less

Loan Rates - May 15, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CHEMCEL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank
NMLS ID: 541760
2.989% 2.950% 0.50 $1,242 $1,048 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.761% 2.750% 0.13 $342 $1,021 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More
Morty, Inc.
NMLS ID: 1429243
2.593% 2.500% 0.88 $3,082 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to CHEMCEL
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Chemcel branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Chemcel Locations


Financial Details

Chemcel Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Chemcel. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Chemcel U.S. Average
12.37% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Chemcel had $1,915,952 in non-current loans and $86,689 in owned assets. To cover these potential losses it had $15,650,455 in net worth and $540,177 in loans loss reserves. That gives it a Texas Ratio of 12.37%.

Net Worth
Chemcel U.S. Average
10.91% 12.67%

Chemcel FCU has a net worth of 10.91% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Chemcel

Branches and Savings

What is Chemcel?

A federal credit union, registered with the NCUA under certificate #7129.
Learn more about credit unions here.

Is Chemcel FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Chemcel is insured by the NCUA.

Who can join Chemcel?

Please see Field of Membership information above for information on who is eligible to join.

What are Chemcel's share account and share certificate rates?

Chemcel's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Chemcel?

Chemcel has total capital of $15.65 million. Full information on Chemcel's financial position is located above.

Who owns Chemcel?

Credit Unions are owned by their members.

Where are Chemcel branches located?

See branch locations nearby.

Are Chemcel ATMs Open 24/7?

Do Chemcel ATMs accept cash deposits?

Can Chemcel customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Chemcel have a mobile app?

Does Chemcel have mobile deposit?

Does Chemcel have quick pay?

How can Chemcel transfer money to other banks or credit unions?

Does Chemcel report to credit bureaus?

Does Chemcel use Chexsystems?

Does Chemcel use Equifax?

What is Chemcel's toll free phone number?

What is Chemcel's ACH Routing Number?

What is Chemcel's SWIFT code?

Where can I find Chemcel's wire transfer form?

What is the Chemcel address for deposits?

What Products Does Chemcel Offer

Does Chemcel offer mortgages?

Compare mortgage rates here.

Does Chemcel offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Chemcel offer auto and RV loans?

Compare auto loan rates here.

Does Chemcel offer student loans or personal loans?

Compare personal loan rates here.

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