• Home
  • Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from S. C. STATE with 0.95% - September 2026


Long-Term Analysis of S. C. STATE with 0.95% APY and S. C. STATE with 1.02% APY and S. C. STATE with 1.05% APY and S. C. STATE with 1.05% APY and S. C. STATE with 1.05% APY and S. C. STATE with 1.11% APY and S. C. STATE with 1.16% APY and UPSTATE with 0.95% APY and UPSTATE with 1.11% APY and UPSTATE with 1.17% APY and UPSTATE with 0.50% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    S. C. STATE
    0.95%
    -
    $50,000
    12 Month
    Credit Union
    1.73x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 475 333
    2 50,475 480 336
    3 50,955 484 339
    4 51,439 489 342
    5 51,927 493 345
    6 52,421 498 349
    7 52,919 503 352
    8 53,421 508 355
    9 53,929 512 359
    10 54,441 517 362
    11 54,958 522 365
    12 55,480 527 369
    13 56,007 532 372
    14 56,540 537 376
    15 57,077 542 380
    16 57,619 547 383
    17 58,166 553 387
    18 58,719 558 390
    19 59,277 563 394
    20 59,840 568 398
    TOTAL $10,408 $7,286
  • 2
    LOCAL CD
    S. C. STATE
    1.02%
    -
    $50,000
    18 Month
    Credit Union
    1.76x (National Avg. - 0.58%)
    $100,000
     
    SCENARIO
    Year Rate
    1.02%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 510 357
    2 50,510 515 361
    3 51,025 520 364
    4 51,546 526 368
    5 52,071 531 372
    6 52,603 537 376
    7 53,139 542 379
    8 53,681 548 383
    9 54,229 553 387
    10 54,782 559 391
    11 55,341 564 395
    12 55,905 570 399
    13 56,475 576 403
    14 57,051 582 407
    15 57,633 588 412
    16 58,221 594 416
    17 58,815 600 420
    18 59,415 606 424
    19 60,021 612 429
    20 60,633 618 433
    TOTAL $11,252 $7,876
  • 3
    LOCAL CD
    S. C. STATE
    1.05%
    -
    $50,000
    24 Month
    Credit Union
    1.58x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    1.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 525 368
    2 50,525 531 371
    3 51,056 536 375
    4 51,592 542 379
    5 52,133 547 383
    6 52,681 553 387
    7 53,234 559 391
    8 53,793 565 395
    9 54,358 571 400
    10 54,928 577 404
    11 55,505 583 408
    12 56,088 589 412
    13 56,677 595 417
    14 57,272 601 421
    15 57,873 608 425
    16 58,481 614 430
    17 59,095 620 434
    18 59,716 627 439
    19 60,343 634 444
    20 60,976 640 448
    TOTAL $11,616 $8,131
  • 4
    LOCAL CD
    S. C. STATE
    1.05%
    -
    $50,000
    30 Month
    Credit Union
    N.A.
    $10,000
     
    SCENARIO
    Year Rate
    1.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 525 368
    2 50,525 531 371
    3 51,056 536 375
    4 51,592 542 379
    5 52,133 547 383
    6 52,681 553 387
    7 53,234 559 391
    8 53,793 565 395
    9 54,358 571 400
    10 54,928 577 404
    11 55,505 583 408
    12 56,088 589 412
    13 56,677 595 417
    14 57,272 601 421
    15 57,873 608 425
    16 58,481 614 430
    17 59,095 620 434
    18 59,716 627 439
    19 60,343 634 444
    20 60,976 640 448
    TOTAL $11,616 $8,131
  • 5
    LOCAL CD
    S. C. STATE
    1.05%
    -
    $50,000
    30 Month
    Credit Union
    N.A.
    $100,000
     
    SCENARIO
    Year Rate
    1.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 525 368
    2 50,525 531 371
    3 51,056 536 375
    4 51,592 542 379
    5 52,133 547 383
    6 52,681 553 387
    7 53,234 559 391
    8 53,793 565 395
    9 54,358 571 400
    10 54,928 577 404
    11 55,505 583 408
    12 56,088 589 412
    13 56,677 595 417
    14 57,272 601 421
    15 57,873 608 425
    16 58,481 614 430
    17 59,095 620 434
    18 59,716 627 439
    19 60,343 634 444
    20 60,976 640 448
    TOTAL $11,616 $8,131
  • 6
    LOCAL CD
    S. C. STATE
    1.11%
    -
    $50,000
    36 Month
    Credit Union
    1.46x (National Avg. - 0.76%)
    $100,000
     
    SCENARIO
    Year Rate
    1.11%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 555 389
    2 50,555 561 393
    3 51,116 567 397
    4 51,684 574 402
    5 52,257 580 406
    6 52,837 586 411
    7 53,424 593 415
    8 54,017 600 420
    9 54,616 606 424
    10 55,223 613 429
    11 55,836 620 434
    12 56,455 627 439
    13 57,082 634 444
    14 57,716 641 448
    15 58,356 648 453
    16 59,004 655 458
    17 59,659 662 464
    18 60,321 670 469
    19 60,991 677 474
    20 61,668 685 479
    TOTAL $12,352 $8,647
  • 7
    LOCAL CD
    S. C. STATE
    1.16%
    -
    $50,000
    60 Month
    Credit Union
    1.25x (National Avg. - 0.93%)
    $100,000
     
    SCENARIO
    Year Rate
    1.16%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 580 406
    2 50,580 587 411
    3 51,167 594 415
    4 51,760 600 420
    5 52,361 607 425
    6 52,968 614 430
    7 53,582 622 435
    8 54,204 629 440
    9 54,833 636 445
    10 55,469 643 450
    11 56,112 651 456
    12 56,763 658 461
    13 57,422 666 466
    14 58,088 674 472
    15 58,762 682 477
    16 59,443 690 483
    17 60,133 698 488
    18 60,830 706 494
    19 61,536 714 500
    20 62,250 722 505
    TOTAL $12,972 $9,080
  • 8
    LOCAL CD
    UPSTATE
    0.95%
    -
    $50,000
    12 Month
    Credit Union
    1.73x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 475 333
    2 50,475 480 336
    3 50,955 484 339
    4 51,439 489 342
    5 51,927 493 345
    6 52,421 498 349
    7 52,919 503 352
    8 53,421 508 355
    9 53,929 512 359
    10 54,441 517 362
    11 54,958 522 365
    12 55,480 527 369
    13 56,007 532 372
    14 56,540 537 376
    15 57,077 542 380
    16 57,619 547 383
    17 58,166 553 387
    18 58,719 558 390
    19 59,277 563 394
    20 59,840 568 398
    TOTAL $10,408 $7,286
  • 9
    LOCAL CD
    UPSTATE
    1.11%
    -
    $50,000
    18 Month
    Credit Union
    1.92x (National Avg. - 0.58%)
    $100,000
     
    SCENARIO
    Year Rate
    1.11%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 555 389
    2 50,555 561 393
    3 51,116 567 397
    4 51,684 574 402
    5 52,257 580 406
    6 52,837 586 411
    7 53,424 593 415
    8 54,017 600 420
    9 54,616 606 424
    10 55,223 613 429
    11 55,836 620 434
    12 56,455 627 439
    13 57,082 634 444
    14 57,716 641 448
    15 58,356 648 453
    16 59,004 655 458
    17 59,659 662 464
    18 60,321 670 469
    19 60,991 677 474
    20 61,668 685 479
    TOTAL $12,352 $8,647
  • 10
    LOCAL CD
    UPSTATE
    1.17%
    -
    $50,000
    30 Month
    Credit Union
    N.A.
    $10,000
     
    SCENARIO
    Year Rate
    1.17%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 585 410
    2 50,585 592 414
    3 51,177 599 419
    4 51,776 606 424
    5 52,381 613 429
    6 52,994 620 434
    7 53,614 627 439
    8 54,242 635 444
    9 54,876 642 449
    10 55,518 650 455
    11 56,168 657 460
    12 56,825 665 465
    13 57,490 673 471
    14 58,162 681 476
    15 58,843 688 482
    16 59,531 697 488
    17 60,228 705 493
    18 60,933 713 499
    19 61,646 721 505
    20 62,367 730 511
    TOTAL $13,096 $9,168
  • 11
    LOCAL CD
    UPSTATE
    0.50%
    -
    $50,000
    6 Month
    Credit Union
    1.24x (National Avg. - 0.40%)
    $100,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671

    All calculations are for demonstration purposes only.

    Featured CD Rates

    Advertiser Disclosure
    ONLINE BANKS APY? MIN?

    Take your savings to the next level with our 12-month online CD special!

    12-Month

    Last change: ↑0.35% on September 25.

    Last change: ↑0.45% on April 27.
    Early Withdrawal Penalty is 90 days interest.

    Last change: ↑0.43% on April 27.
    Early Withdrawal Penalty is 90 days interest.

    Last change: ↑0.10% on September 25.

    Reddit
    Get rate alerts on the go. Download our app. Get it on Google Play

    Featured on:

    Copyright © 2026 BestCashCow.com, LLC. All Rights Reserved. Our Terms and Conditions • AI Policy • Privacy Policy + CCPA

    Disclosure Governing Your Use of this Website | Advertising Disclosure

    Last Update on September 24, 2026

    This page was created in 0.0876 seconds.