UPSTATE

123 Broadbent Way
Anderson, SC 29625

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 24484
Date Established 1965
Assets $70.64 million
Loans $53.77 million
Deposits $63.36 million
Capital $6.94 million

Upstate is an NCUA insured institution located in Anderson, SC. It was founded in 1965 and has approximately $70.64 millions in assets.

Field of Membership Restrictions

Membership is open to those in Anderson or Abbeville Counties in South Carolina.

Deposit Rates - October 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $100 $5,000 Learn MoreShow Less
Money Market
0.35% $10,001 $25,000 Learn MoreShow Less
Money Market
0.50% $25,001 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.56% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.00% $500 - Learn MoreShow Less
6 Mo CD
1.25% $500 - Learn MoreShow Less
12 Mo CD
1.56% $500 - Learn MoreShow Less
18 Mo CD
1.76% $500 - Learn MoreShow Less
24 Mo CD
1.86% $500 - Learn MoreShow Less
30 Mo CD
1.91% $500 - Learn MoreShow Less
36 Mo CD
2.01% $500 - Learn MoreShow Less
48 Mo CD
2.11% $500 - Learn MoreShow Less
60 Mo CD
2.21% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $100 $2,500 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $100 $2,499 Learn MoreShow Less
Int Ckg
0.05% $2,500 $4,999 Learn MoreShow Less

Loan Rates - October 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for UPSTATE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.643% 3.625% 0.25 $560 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

Note to UPSTATE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Upstate branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Upstate Locations


Financial Details

Upstate Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Upstate. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Upstate U.S. Average
11.50% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Upstate had $777,779 in non-current loans and $45,137 in owned assets. To cover these potential losses it had $6,938,055 in net worth and $218,673 in loans loss reserves. That gives it a Texas Ratio of 11.50%.

Net Worth
Upstate U.S. Average
10.23% 13.65%

Upstate FCU has a net worth of 10.23% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Upstate

Branches and Savings

What is Upstate?

A federal credit union, registered with the NCUA under certificate #24484.
Learn more about credit unions here.

Is Upstate FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Upstate?

Please see Field of Membership information above for information on who is eligible to join.

What are Upstate's share account and share certificate rates?

Upstate's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Upstate?

Upstate has total capital of $6.94 million. Full information on Upstate's financial position is located above.

Who owns Upstate?

Credit Unions are owned by their members.

Where are Upstate branches located?

See branch locations nearby.

Are Upstate ATMs Open 24/7?

Do Upstate ATMs accept cash deposits?

Can Upstate customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Upstate have a mobile app?

Does Upstate have mobile deposit?

Does Upstate have quick pay?

How can Upstate transfer money to other banks or credit unions?

Does Upstate report to credit bureaus?

Does Upstate use Chexsystems?

Does Upstate use Equifax?

What is Upstate's toll free phone number?

What is Upstate's ACH Routing Number?

What is Upstate's SWIFT code?

Where can I find Upstate's wire transfer form?

What is the Upstate address for deposits?

What Products Does Upstate Offer

Does Upstate offer mortgages?

Compare mortgage rates here.

Does Upstate offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Upstate offer auto and RV loans?

Compare auto loan rates here.

Does Upstate offer student loans or personal loans?

Compare personal loan rates here.

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