This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.40% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 700 | 490 |
| 2 | 50,700 | 710 | 497 |
| 3 | 51,410 | 720 | 504 |
| 4 | 52,130 | 730 | 511 |
| 5 | 52,859 | 740 | 518 |
| 6 | 53,599 | 750 | 525 |
| 7 | 54,350 | 761 | 533 |
| 8 | 55,111 | 772 | 540 |
| 9 | 55,882 | 782 | 548 |
| 10 | 56,665 | 793 | 555 |
| 11 | 57,458 | 804 | 563 |
| 12 | 58,262 | 816 | 571 |
| 13 | 59,078 | 827 | 579 |
| 14 | 59,905 | 839 | 587 |
| 15 | 60,744 | 850 | 595 |
| 16 | 61,594 | 862 | 604 |
| 17 | 62,456 | 874 | 612 |
| 18 | 63,331 | 887 | 621 |
| 19 | 64,217 | 899 | 629 |
| 20 | 65,117 | 912 | 638 |
| TOTAL | $16,028 | $11,220 |
| Year | Rate 1.35% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 675 | 473 |
| 2 | 50,675 | 684 | 479 |
| 3 | 51,359 | 693 | 485 |
| 4 | 52,052 | 703 | 492 |
| 5 | 52,755 | 712 | 499 |
| 6 | 53,467 | 722 | 505 |
| 7 | 54,189 | 732 | 512 |
| 8 | 54,921 | 741 | 519 |
| 9 | 55,662 | 751 | 526 |
| 10 | 56,414 | 762 | 533 |
| 11 | 57,175 | 772 | 540 |
| 12 | 57,947 | 782 | 548 |
| 13 | 58,729 | 793 | 555 |
| 14 | 59,522 | 804 | 562 |
| 15 | 60,326 | 814 | 570 |
| 16 | 61,140 | 825 | 578 |
| 17 | 61,966 | 837 | 586 |
| 18 | 62,802 | 848 | 593 |
| 19 | 63,650 | 859 | 601 |
| 20 | 64,509 | 871 | 610 |
| TOTAL | $15,380 | $10,766 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.15% |
$1,000 |
Learn More | |
|
Last change: ↓0.15% on October 13. |
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